Column

Customer Risk Strategy

San Francisco, California, United States

Not SpecifiedCompensation
Junior (1 to 2 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Technology, FintechIndustries

Requirements

Candidates should possess a strategic, operational, and product-oriented mindset, with a willingness to learn about banking and risk management. Strong problem-solving skills and the ability to execute hands-on projects are essential. Experience in financial services or risk management is preferred but not mandatory.

Responsibilities

The Customer Risk Strategy team member will manage oversight of Column's Fintech Partners by reviewing program metrics to identify trends and key risk indicators. They will support the evaluation of partnership expansions and collaborate closely with teams across engineering, business, legal, compliance, and operations to ensure the effectiveness of risk programs.

Skills

Risk Management
Strategic Thinking
Problem-Solving
Analytical Skills
Financial Services
Program Metrics
Risk Indicators

Column

API for managing financial transactions

About Column

Column offers an API that enables businesses to manage financial transactions such as ACH transfers, wire transfers, book transfers, and check issuance. The API allows companies to integrate these financial services directly into their systems, making transaction processing more efficient. Column differentiates itself from competitors by focusing on a transaction-based revenue model, charging fees based on the type and volume of transactions processed, which provides a clear and predictable pricing structure for clients. The goal of Column is to streamline financial operations for businesses, ensuring they can handle transactions seamlessly while generating consistent revenue through its service fees.

Key Metrics

San Francisco, CaliforniaHeadquarters
2021Year Founded
VENTURE_UNKNOWNCompany Stage
Fintech, Financial ServicesIndustries
51-200Employees

Benefits

Health Insurance
Dental Insurance
Vision Insurance
Health Savings Account/Flexible Spending Account
Unlimited Paid Time Off
Parental Leave
Commuter Benefits
401(k) Retirement Plan

Risks

Brex's no-fee digital banking products could undercut Column's pricing model.
Brex's advanced security features may attract customers away from Column.
Dependency on Brex partnership poses risks if Brex's strategy changes.

Differentiation

Column offers a comprehensive API for seamless financial transaction processing.
The company provides a unique pricing model with transaction-based fees and monthly minimums.
Column's leadership team has extensive experience in both financial and tech sectors.

Upsides

Embedded finance trend expands Column's market reach and integration opportunities.
Banking-as-a-Service platforms align with Column's API-driven model, enhancing service offerings.
Growing demand for real-time payment processing boosts Column's competitive edge.

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