Credit Risk Manager at Lendtable

London, England, United Kingdom

Lendtable Logo
Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Financial ServicesIndustries

Skills

Key technologies and capabilities for this role

PythonSQLCredit RiskData AnalysisRisk ModelingProblem Solving

Questions & Answers

Common questions about this position

What is the salary for the Credit Risk Manager position?

This information is not specified in the job description.

Is this role remote or hybrid?

The position is hybrid.

What skills are required for this role?

Daily coding experience with proficiency in Python and SQL is required, along with proven experience in shaping credit card strategies and driving business outcomes through data insights.

What is the company culture like at Lendable?

Lendable offers a fast-paced environment with minimal bureaucracy, small teams of exceptional people who are relentlessly resourceful, and the opportunity to take ownership and make decisions that drive material impact from day 1.

What makes a strong candidate for this Credit Risk Manager role?

Strong candidates have daily coding experience in Python and SQL, proven experience shaping credit card strategies, a knack for generating insights from data to drive change, and a mindset to challenge the status quo.

Lendtable

Provides credit lines for retirement contributions

About Lendtable

Lendtable helps employees increase their long-term wealth by providing lines of credit for retirement and employee stock purchase plans (ESPP). This service allows employees to contribute to their 401(k) plans or ESPPs without reducing their take-home pay, enabling them to take full advantage of employer matching contributions. The application process is straightforward, and Lendtable earns revenue through fees on the credit extended. The company's goal is to maximize retirement savings for employees of large corporations while keeping their monthly budgets intact.

San Francisco, CaliforniaHeadquarters
2020Year Founded
$22.5MTotal Funding
SERIES_ACompany Stage
Fintech, Financial ServicesIndustries
11-50Employees

Risks

Rising interest rates may increase Lendtable's cost of capital.
Increased competition from fintech startups could erode Lendtable's market share.
Regulatory scrutiny on retirement-focused financial products could impact Lendtable.

Differentiation

Lendtable offers unique credit lines for 401(k) and ESPP contributions.
The company targets employees of Fortune 500 companies for its services.
Lendtable's model allows wealth-building without reducing take-home pay.

Upsides

Increased employer interest in financial wellness boosts demand for Lendtable's services.
SECURE 2.0 Act encourages higher retirement savings, benefiting Lendtable.
Growing ESPP offerings align with Lendtable's focus on stock purchase plans.

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