Senior Manager, Credit Risk
Upgrade- Full Time
- Senior (5 to 8 years), Expert & Leadership (9+ years)
Candidates should possess a Bachelor's degree in Finance, Economics, or a related field, and ideally hold a Master's degree. They must have a minimum of 5 years of experience in credit risk management, with a strong understanding of corporate credit risk assessment methodologies and financial analysis. Experience with merchant risk management, particularly within the European market (France, Italy, Belgium, Netherlands, Spain), is highly desirable. Strong analytical and problem-solving skills are essential, along with the ability to interpret financial statements and assess creditworthiness.
As a Corporate Credit Risk Manager, you will be responsible for continuously improving comprehensive merchant onboarding guidelines for the Ops and Sales teams, developing and implementing risk management policies and procedures, conducting and overseeing due diligence and risk assessments on potential new merchants, monitoring merchant accounts for suspicious activity, working closely with internal stakeholders to ensure alignment with business objectives, and generating regular reports on the merchant portfolio. You will also manage a team of four analysts, build and maintain strong relationships with key stakeholders, and implement new tools and processes to enhance risk assessment performance while reducing operational costs.
Digital platform connecting clients with therapists
Alma connects individuals seeking mental health services with a variety of therapists through its digital platform, helloalma.com. The platform primarily serves clients looking for therapy for issues like anxiety, depression, personal growth, and relationship challenges. Alma's approach focuses on making therapy more affordable by partnering with insurance companies, allowing clients to save an average of 77% on therapy costs. This affordability is a key aspect that sets Alma apart from other mental health services. Additionally, Alma supports therapists by offering resources for continuing education and professional development, ensuring they are well-prepared to assist their clients. The company emphasizes the importance of the client-therapist relationship, aiming to match clients with therapists who best meet their individual needs. Alma operates on a membership model, where therapists pay a fee to access the platform's resources and client base.