Senior Compliance Analyst
EarnestSalary not specified
Full Time
Junior (1 to 2 years)
Consumer Compliance Senior Analyst at Credit Karma
Mountain View, California, United States
Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, BiotechnologyIndustries
Requirements
Candidates should possess a Bachelor’s degree and a minimum of 5 years of professional experience, with preferred certifications such as CFE, CIA, or CRCM. Knowledge of consumer lending regulations, including ECOA, FCRA, TILA, FDCPA, UDAP, GLBA/Privacy, and OFAC, is required, along with experience providing compliance advisory to business teams and the ability to work independently.
Responsibilities
The Consumer Compliance Senior Analyst will assist in providing compliance advisory services for newly created consumer products, collaborate cross-functionally with Product, Marketing, Legal, and Servicing & Collections teams, review bank partner implementation logs, develop compliance controls, and provide status updates to senior management regarding timelines and potential obstacles.
Skills
Consumer Compliance
Product Advisory
Regulatory Requirements
Risk Management
Cross-functional Collaboration
Legal
Marketing
Servicing & Collections
Credit Karma
Provides free credit scores and financial tools
About Credit Karma
Credit Karma provides financial tools and resources to help individuals improve their financial health. The platform offers free access to credit scores, credit monitoring, and personalized recommendations for credit cards and loans, including options for cars, homes, and personal financing. Users can track their credit progress and receive alerts about changes to their credit reports. Unlike many competitors, Credit Karma operates on a freemium model, allowing users to access a wide range of services at no cost while earning revenue through partnerships with financial institutions. The company's goal is to empower its members to achieve their financial goals by providing helpful resources and fostering a sense of ownership and progress in their financial journeys.
Oakland, CaliforniaHeadquarters
2007Year Founded
$358MTotal Funding
ACQUISITIONCompany Stage
Fintech, Cybersecurity, Financial ServicesIndustries
1,001-5,000Employees
Benefits
Health Insurance
Dental Insurance
401(k) Retirement Plan
Commuter Benefits
Wellness Program
Paid Vacation
Paid Sick Leave
Education Perks
Risks
Increased competition from Walmart-backed FinTech One could challenge Credit Karma's market share.
Integration challenges from Zendrive acquisition may distract from Credit Karma's core objectives.
Intuit's AI advancements could overshadow Credit Karma's financial tools and services.
Differentiation
Credit Karma pioneered free credit scores, setting it apart in personal finance.
The company offers a comprehensive suite of free financial tools and recommendations.
Credit Karma's freemium model generates revenue through partnerships with financial institutions.
Upsides
Credit Karma's acquisition of Zendrive enhances its mobility risk intelligence offerings.
AI-driven financial assistants could inspire Credit Karma to develop personalized financial tools.
Growing digital solutions adoption by SMBs presents expansion opportunities for Credit Karma.
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