Consultant, Field Underwriter - Small Commercial (NC/Southern VA) at Nationwide

North Carolina, United States

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

InsuranceIndustries

Requirements

Passionate about helping people protect what matters most, innovating, and simplifying processes for customer value
Reside in the geography served (NC/Southern VA)
Experience and qualifications suitable for Consultant or Specialist level
Ability to engage in regular travel
Top-tier technical expertise in commercial lines underwriting for complex, high-value risks
Advanced risk assessment techniques and deep market insight
Elevated authority and autonomy in underwriting

Responsibilities

Independently underwrite and price the most complex and specialized commercial risks within expanded authority levels, while promoting lower-premium and complexity new business for profitable growth
Perform in-depth risk analysis using financials, loss control reports, industry trends, and predictive data models
Provide consultative guidance to field underwriters and agents on risk mitigation and coverage solutions
Manage a field underwriting territory focused on new business production, aligning with underwriting strategy, business mix, and profitability goals; identify trends and recommend adjustments
Build and maintain strong relationships with key agency partners; conduct in-person meetings, embed and quote in agency offices
Provide expert-level support in complex negotiations and coverage discussions; participate in strategic planning with Territory Managers and agencies
Identify and drive opportunities for business development and issue resolution by consulting with agents and internal partners
Monitor market developments, emerging risks, and competitor activity; contribute feedback to influence underwriting guidelines, tools, and practices
Serve as a technical resource and informal mentor to field underwriters, sharing best practices and supporting skill development
Partner with Territory Managers and Learning & Development to conduct product orientation and training sessions for agents and internal teams; provide feedback on product performance and market fit
May perform other responsibilities as assigned

Skills

Key technologies and capabilities for this role

Commercial UnderwritingRisk AnalysisFinancial AnalysisProperty CasualtyUnderwriting PricingAgency Consultation

Questions & Answers

Common questions about this position

Is this a remote position or does it require office presence?

Candidates must reside in the geography served by this position (NC/Southern VA), with regular travel expected and in-person meetings at agency offices. This role is field-based rather than fully remote.

What salary or compensation is offered for this role?

This information is not specified in the job description.

What key skills are required for the Consultant, Field Underwriter role?

The role demands advanced technical expertise in commercial lines underwriting, deep risk assessment skills using financials, loss control reports, industry trends, and predictive models, plus strong consultative abilities for agency partners.

What is the company culture like at Nationwide for this team?

Nationwide emphasizes putting customers at the center, delivering extraordinary care, and fostering passion for helping people protect what matters while innovating processes for customer value.

What makes a candidate stand out for this underwriting position?

Strong candidates will have experience and qualifications suitable for the Consultant or Specialist level, with expertise in underwriting complex commercial risks, territory management, and building agency relationships to drive profitable growth.

Nationwide

Provides insurance and financial services

About Nationwide

Nationwide provides insurance and financial services to individuals and businesses across the United States. Their product offerings include auto, home, life, and commercial insurance, as well as retirement and investment solutions. The company operates by underwriting insurance policies and managing investment portfolios, earning revenue through premiums, investment income, and fees for financial services. What sets Nationwide apart from its competitors is its focus on leveraging technology to improve claims processing and policy management, along with its commitment to customer service. Additionally, Nationwide partners with organizations to offer financial education resources, particularly for retirees, aiming to ensure financial security and protect the futures of its clients.

Columbus, OhioHeadquarters

1925Year Founded

$769.7MTotal Funding

N/ACompany Stage

Consulting, Financial ServicesIndustries

10,001+Employees

Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Paid Vacation

Paid Holidays

401(k) Retirement Plan

401(k) Company Match

Risks

Competition from insurtech startups like Nexar may challenge Nationwide's market share.

AI-driven platforms like Planck could disrupt traditional insurance models.

Partnerships with AI firms may require significant tech investment and integration efforts.

Differentiation

Nationwide invests in tech-driven platforms like YellowBird and Betterview to enhance services.

Partnership with CLARA Analytics shows Nationwide's focus on AI for operational efficiency.

Collaboration with Funding Circle highlights Nationwide's support for small business growth.

Upsides

Nationwide's $56M loan to Whitestone REIT diversifies its investment portfolio.

Investments in AI and tech platforms could streamline operations and reduce costs.

Supporting small businesses may expand Nationwide's customer base and strengthen relationships.

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