Compliance Analyst - Advisory

Position Overview

• Location Type: Remote
• Employment Type: Full-time
• Salary: $80,000 - $90,000 + equity + benefits

About EarnIn: EarnIn is a pioneer in earned wage access, providing real-time financial flexibility to those living paycheck to paycheck. They offer options to spend, save, and grow money without fees or credit checks. The company has secured significant funding from leading investors.

About the Role: We are seeking a detail-oriented and experienced Compliance Analyst to focus on mitigating consumer protection compliance risks and driving adherence to regulatory expectations. This role will involve a data-driven approach to assess and improve business processes, compliance controls, and risk management strategies across deposits, payments, and lending.

Requirements

• Detail-oriented
• Experienced in compliance analysis
• Data-driven approach
• Strong analytical and problem-solving skills
• Excellent communication and collaboration skills

Responsibilities

• Collaborate with Product & Marketing: Support compliance efforts by gathering requirements and providing operational insights to ensure adherence to consumer protection regulations in the development and enhancement of deposit, payment, and lending products.
• Evaluate New & Existing Products: Assist in evaluating the application of compliance requirements for new and existing products, ensuring alignment with EarnIn’s compliance framework and regulatory expectations.
• Regulatory Research & Analysis: Conduct preliminary research and analysis of new regulations and changes to existing regulations, identifying potential impacts on products and processes and recommending updates to maintain compliance.
• Develop & Maintain Policies: Support the development and maintenance of compliance policies, procedures, and controls by performing routine reviews, identifying enhancements, and contributing to process documentation and updates.
• Monitor & Test Adherence: Partner with cross-functional teams to support monitoring and testing of adherence to compliance policies, providing data collection and preliminary analysis to identify improvement opportunities and corrective actions.
• Compliance Training: Assist in designing and delivering compliance training materials, tailoring content to specific stakeholder groups under the guidance of senior team members, and promoting awareness of compliance practices.
• Risk Assessments: Contribute to the execution of compliance risk assessments by compiling data, preparing reports, and tracking findings to ensure risks are accurately documented and communicated.

Application Instructions

• (Information not provided in the original job description)