EarnIn

Compliance Analyst - Advisory

United States

$80,000 – $90,000Compensation
Entry Level & New GradExperience Level
Full TimeJob Type
UnknownVisa
Financial Services, FintechIndustries

Position Overview

  • Location Type: Remote
  • Employment Type: Full-time
  • Salary: $80,000 - $90,000 + equity + benefits

EarnIn is a pioneer in earned wage access, providing real-time financial flexibility. We're seeking a Compliance Analyst to mitigate consumer protection compliance risks and drive adherence to regulatory expectations. This is a remote position offering a unique opportunity to make a meaningful impact in a dynamic, fast-paced environment.

Requirements

  • Detail-oriented and experienced
  • Strong analytical skills
  • Ability to apply a data-driven approach
  • Knowledge of consumer protection regulations
  • Research and documentation skills
  • Experience with compliance policies and procedures

Responsibilities

  • Collaborate with product and marketing teams to support compliance efforts.
  • Assist in evaluating compliance requirements for new and existing products.
  • Conduct preliminary research and analysis of new and existing regulations.
  • Support the development and maintenance of compliance policies, procedures, and controls.
  • Partner with cross-functional teams to support monitoring and testing of compliance.
  • Assist in designing and delivering compliance training materials.
  • Contribute to the execution of compliance risk assessments.
  • Participate in cross-functional projects.

About EarnIn

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

Application Instructions

Further application instructions are not provided in the original job description.

Skills

Consumer Protection Regulations
Compliance Policies and Procedures
Research and Documentation
Data-Driven Analysis
Analytical Skills
Regulatory Compliance
Cross-Functional Collaboration
Training Material Development
Risk Assessment

EarnIn

Provides early wage access without fees

About EarnIn

Earnin allows individuals to access their earned wages before payday without any fees or interest. Users can cash out a portion of their earnings and benefit from features like the "Balance Shield," which helps maintain their bank account balance. Unlike traditional financial institutions, Earnin operates on a model where users choose how much to pay for the service, fostering a community-driven approach. The company's goal is to create a fairer financial system that prioritizes accessibility and mutual support.

Palo Alto, CaliforniaHeadquarters
2012Year Founded
$184.9MTotal Funding
SERIES_CCompany Stage
FintechIndustries
201-500Employees

Benefits

Life in balance - Ten company holidays and flexible time off so you can rest and recharge when you need it most. With pay, no catch.
Family matters - When your family grows, we want your focus on them. Our generous parental leave policy and wellness funds make it easy to put yourself and loved ones first.
Learn & grow - A commitment to career development that includes regular training for team members and managers alike, 360 feedback, and an annual stipend for growth opportunities.
Company culture - Employee Resource Groups provide growth opportunities and allow you to create the company *you* want to work at (more on that below).
Health & wellness - Flexible healthcare options across medical, dental, and vision—and a free Employee Assistance program offering mental health resources and legal advice.
Save & support - Includes Earnin’s 401(K) and FSA plans with tax advantages for retirement, healthcare, and dependent care expenses.

Risks

Legal challenges from deceptive lending allegations could harm Earnin's reputation.
Increased competition in early wage access may impact Earnin's market share.
Reliance on voluntary contributions may not sustain long-term revenue.

Differentiation

Earnin offers fee-free early wage access, unlike traditional payday loans.
Users choose their payment amount, fostering a community-driven financial model.
Balance Shield feature provides automatic deposits to prevent overdrafts.

Upsides

Earnin has facilitated over $15 billion in earnings access since 2013.
Recognition as Best Payments App highlights Earnin's fintech innovation.
Partnerships with gig platforms could expand Earnin's user base.

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