[Remote] Senior Product Analyst at Earnest

San Francisco, California, United States

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Financial Services, Fintech, Education TechnologyIndustries

Skills

Key technologies and capabilities for this role

SQLA/B TestingStatisticsSegmentAmplitudeLookerOptimizelyData AnalysisProduct AnalyticsStatistical ModelingCross-functional CollaborationBusiness AcumenCommunication

Questions & Answers

Common questions about this position

What is the work location and arrangement for this role?

This is a hybrid position in the San Francisco Bay Area, requiring monthly travel to the Oakland office.

What is the salary for the Senior Product Analyst position?

This information is not specified in the job description.

What key skills and experience are required for this role?

Candidates need 4+ years in a product-centric or analytical role, 2+ years proficient in SQL, 1+ years in A/B testing or statistics, comfort with tools like Segment, Amplitude, Looker, or Optimizely, strong business acumen, and excellent communication skills.

What is the company culture like at Earnest?

Earnest values a collaborative environment with a 'coach mentality,' curiosity, detail-orientation, and the ability to thrive in a fast-paced setting while sharing knowledge across cross-functional teams.

What makes a strong candidate for this Senior Product Analyst role?

Strong candidates have 4+ years of product or analytical experience with deep SQL proficiency, A/B testing expertise, analytics tool familiarity, and bonus skills like Python, ETL tools, or financial modeling, plus a collaborative mindset.

Earnest

Provides low-interest student and personal loans

About Earnest

Earnest provides financial services focused on student loan refinancing, private student loans, and personal loans. The company uses advanced data analysis and underwriting software to assess each client's financial situation, allowing them to offer low-interest rates tailored to individual needs. Clients can select flexible repayment plans that suit their financial circumstances, making it easier to manage their debt. Unlike many competitors, Earnest continuously adjusts its rates based on market conditions to remain competitive. The goal of Earnest is to help financially responsible individuals effectively manage their educational and personal debt.

San Francisco, CaliforniaHeadquarters

2013Year Founded

$123.5MTotal Funding

ACQUISITIONCompany Stage

Fintech, Financial ServicesIndustries

201-500Employees

Benefits

Health Insurance

Dental Insurance

Vision Insurance

401(k) Retirement Plan

401(k) Company Match

Home Office Stipend

Phone/Internet Stipend

Tuition Reimbursement

Paid Vacation

Parental Leave

Company Equity

Risks

Increased competition from fintech startups could erode market share.

Rising interest rates may decrease demand for refinancing options.

Potential regulatory changes could increase operational costs.

Differentiation

Earnest uses data-driven underwriting beyond traditional credit scores.

Offers flexible repayment plans tailored to individual financial situations.

Maintains a digital-first approach for loan applications and management.

Upsides

Increased demand for digital financial services boosts Earnest's online platform.

Alternative credit scoring models support Earnest's data-driven approach.

Growing trend of student loan refinancing aligns with Earnest's core offerings.

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