Business Analyst Financements Structurés -H/F at Tala

Paris, Île-de-France, France

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Not SpecifiedCompensation

Junior (1 to 2 years), Mid-level (3 to 4 years)Experience Level

Full TimeJob Type

UnknownVisa

Finance, Banking, InvestmentIndustries

Requirements

Formation Bac+5
5 à 10 ans d'expérience, dont une expérience conséquente dans le domaine des financements structurés
Expérience en tant que Consultant(e) au sein d'une ESN ou chez un grand client bancaire
Connaissance de la gestion de projets en méthode Agile ou cycle de gestion en V
Compétences techniques (SQL, VBA…)
Expertise fonctionnelle forte autour des métiers du financement
Expérience sur des problématiques autour des prêts aux entreprises ou aux particuliers
Maîtrise des mécanismes de refinancement et/ou de titrisation
Notions avancées de risque de crédit
Bon esprit d'équipe, compétences d'analyse et de synthèse

Responsibilities

Contribuer à la définition de la vision, moyen et long terme et développement d’un produit
Mener les travaux de recueil et de rédaction d'expressions de besoins auprès des partenaires métiers
Création et alimentation d’une liste de fonctionnalités nécessaires au produit
Priorisation des items de cette liste auprès des équipes de développement
Participation aux campagnes de tests en coordonnant les échanges avec les contributeurs (Editeur, équipes de développement, Métier, experts techniques…)
Rédaction des cas de tests et suivi de recette de « bout en bout » des systèmes impactés
Intervenez chez les clients (grandes Banques de Financement et d'Investissement) en relation étroite avec les opérateurs Front-to-back
Accompagner les clients dans les évolutions techniques et fonctionnelles de leurs applications et processus

Skills

Business Analysis

Requirements Gathering

Functional Specifications

Product Development

Front-to-Back Operations

Structured Finance

Banking Processes

Tala

Digital wallet and lending platform for underserved

About Tala

Tala operates as a digital wallet and lending platform that focuses on providing financial services to individuals who are often overlooked by traditional banks. The platform uses artificial intelligence and machine learning to create a personalized financial experience for its users. Customers can access instant credit, transfer money easily, and pay bills all through a single app. Tala's unique data tools allow it to serve a diverse range of customers, including those without access to conventional banking. The company generates revenue through interest and fees on the credit it offers, as well as transaction fees for money transfers and bill payments. Operating in multiple countries across three continents, Tala adapts its services to different markets while aiming to enhance the financial well-being of its users by providing tailored credit lines and financial advice.

Santa Monica, CaliforniaHeadquarters

2011Year Founded

$341.1MTotal Funding

DEBTCompany Stage

Fintech, AI & Machine LearningIndustries

501-1,000Employees

Benefits

Remote Work Options

Flexible Work Hours

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Risks

Increased competition from Stripe in crypto payments could challenge Tala's market position.

Keytom's launch may attract Tala's crypto-interested customer base, reducing market share.

Apple's NFC chip decision could lead to more competition in the digital wallet space.

Differentiation

Tala uses AI to offer personalized financial experiences to underserved individuals.

The company provides instant credit and expansive bill payment options via a single app.

Tala's proprietary data tools enable services for those without traditional banking access.

Upsides

Integration of stablecoin payments could enhance Tala's transaction speed and cost-effectiveness.

Apple's NFC chip opening may allow Tala to offer more seamless payment options.

Equifax's AI advancements highlight potential for Tala to improve its credit scoring systems.

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