Acorns

Backend Engineer II, Investment Products Team

Remote

Not SpecifiedCompensation
Junior (1 to 2 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, Investment ManagementIndustries

Backend Engineer II | Acorns

Location Type: Remote Employment Type: FullTime

Position Overview

Acorns is seeking an experienced Backend Engineer II for our Investment Products team. The ideal candidate has a passion for building robust, scalable software and systems for customer-focused financial products, enjoys learning new technologies, thinks creatively to solve complex problems, and thrives in a collaborative environment.

This role offers the flexibility to be remote or based in our Irvine, CA, or New York, NY offices.

About Acorns

At Acorns, our mission is to look after the financial best interests of the up-and-coming, beginning with the empowering, proud step of micro-investing. We accomplish this through our core values:

  • Lead With Heart: With compassion, integrity, and tenacity, inspire yourself and others to move past all previous thresholds of possibility.
  • Make Bold Decisions: We are creating a new world. Be optimistic, adventurous, and courageous. Leap fearlessly into the future.
  • Always Build Trust: Say what you mean, mean what you say, and do what you say you’re going to do. We are all owners. We are one team.
  • Never Stop Growing: Change IS the constant. Stay hungry and curious. Be relentless in the pursuit of progress.
  • Find a Way: Never settle, no excuses, nothing is impossible. Just make it happen.

Our values guide us, and our mission drives us. Come join us and help deliver financial wellness for the whole family, putting the tools of wealth-making into everyone’s hands.

Responsibilities

  • Contribute to production code by implementing tickets.
  • Support grooming and refining efforts in the engineering roadmap.
  • Collaborate cross-functionally with Product, Project Management, and Leadership teams.
  • Optimize performance of business-critical processes.
  • Align with engineering leadership to help define and promote team-wide priorities, including features, infrastructure, and tooling.
  • Scope level of effort and deliver projects with internal and external teams.
  • Propose scalable, efficient solutions to complex problems.
  • Lead and execute technical initiatives.

Requirements

  • 3-4+ years of relevant experience building and supporting production software.
  • Expertise with SQL or NoSQL solutions.
  • Experience with API design and implementation (REST/GraphQL).
  • Strong understanding of object-oriented and functional programming paradigms.
  • Expertise in a major, dynamically typed, programming language.
  • Strong understanding of algorithms, time complexity, data structures, and design patterns.
  • Strong track record of good software engineering practices such as code reviews, deep focus on quality, and documentation.

Plus Skills

  • Experience with AWS.
  • Experience with Ruby and Typescript.
  • Understanding of GraphQL.
  • Experience with Databricks.

Candidate Profile

  • Thirst for delivering game-changing products.
  • Exceptional drive and precision in delivery.
  • A belief that your work is tied to your life's mission.
  • Optimistic about the potential of societal change.
  • Strong sense of ownership.
  • Passionate about making high customer impact and moving key metrics.
  • Hunger to deliver game-changing products.

Note: You are not expected to have experience with all listed requirements. If you feel passionate about Acorns' mission, vision, and values, please apply.

What We Offer

  • Competitive salary and stock options.
  • A comprehensive benefits package for you and your family.
  • Flexible work location, hours, and paid time off.
  • 401(k) matching.
  • Monthly Acorns account contribution & GoHenry account for your family.
  • Mindfulness and Financial Wellness resources, Headspace and Addition Wealth.
  • Acorns Career Development Program (Ongoing training sessions, development plans, development check-ins, Cornerstone’s online training platform).
  • Roots Leadership Program for Emerging Leaders.
  • Community week onsite gatherings and various virtual events.
  • Talented and motivated team members who care deeply about one another, our mission, and our customers.
  • The rare opportunity to create a significant impact.

Skills

Backend Development
Scalability
Performance Optimization
Collaborative Problem Solving
Software Engineering
Financial Systems

Acorns

Micro-investing platform for everyday users

About Acorns

Acorns simplifies investing for everyday people, particularly those new to investing or preferring a hands-off approach. Its main product is a micro-investing platform that allows users to invest spare change from everyday purchases. For instance, if a user buys a coffee for $2.50, Acorns rounds up the purchase to $3.00 and invests the $0.50 difference. This makes investing accessible for those without large sums to invest upfront. Acorns also offers retirement accounts, checking accounts, and educational resources to help users make informed financial decisions. Unlike many competitors, Acorns operates on a subscription model, charging users a monthly fee based on the level of service. The company also partners with brands to provide cashback rewards that are automatically invested into users' accounts. Acorns aims to make investing easy and accessible, helping clients grow their financial knowledge and wealth.

Irvine, CaliforniaHeadquarters
2012Year Founded
$491.2MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
501-1,000Employees

Benefits

Healthcare
401(k)
Equity
Competitive Compensation
Flexible Paid Time Off
Learning & Development
Wellness
Flexible Work Hours
Quarterly Team Outings
Personal Development Plans
Annual Compensation Reviews
Recognition

Risks

Increased BNPL usage among Gen Z may reduce their investment capacity with Acorns.
Unpredictable IPO market could affect Acorns' public offering plans and valuation.
Privacy concerns may hinder adoption of Acorns' payment solution for kids.

Differentiation

Acorns offers micro-investing by rounding up purchases to invest spare change.
Partnerships with Vanguard and BlackRock provide Acorns users access to diversified portfolios.
Acorns collaborates with financial experts like Suze Orman for trusted financial advice.

Upsides

Acorns plans to go public, potentially increasing its market presence and resources.
The 'great wealth transfer' could expand Acorns' user base among younger investors.
Collaboration with Google Wallet targets younger audiences, enhancing long-term customer retention.

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