Senior Software Engineer, Capital Risk

Position Overview

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

The Capital Risk team is central to Affirm's loan sale operations, focusing on providing liquidity by reliably allocating loans to investor partners, ensuring that both Affirm's obligations and partner expectations are met. In this role, you will contribute to building systems that scale with Affirm’s growth and funding needs. You'd be instrumental in automating and streamlining processes to reduce errors and human involvement, generating consistent, high-quality data for investors. This role offers a unique opportunity to directly impact Affirm's financial health by optimizing how, when, and how much is allocated to funding partners.

Responsibilities

• Own and deliver quarterly goals for your team, leading engineers through ambiguity to solve open-ended problems, and ensuring everyone is supported throughout delivery.
• Support peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics. This includes participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
• Proactively identify project, process, technology, or business issues, advocate for them, and lead in solving them.
• Support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.
• Foster a culture of quality and ownership on your team by setting or improving code review and design standards, and advocating for them beyond your team through writing and tech talks.
• Help develop talent on your team by providing feedback and guidance, and leading by example.

Requirements

• 4+ years of experience designing, developing, and launching backend systems at scale using languages like Python or Kotlin.
• Track record of developing highly available distributed systems using technologies like AWS, MySQL, and Kubernetes.
• Experience defining a technical plan for the delivery of a significant feature or system component with an elegant, simple, and extensible design.
• Proficiency in writing high-quality code that is easily understood and used by others.
• Ability to make significant changes in a large codebase, and have developed a suite of tools and practices that enable you and your team to do so safely.
• Demonstrated ownership of personal growth, proactively seeking feedback from your team, manager, and stakeholders.
• Strong verbal and written communication skills that support effective collaboration with our global engineering team.
• Equivalent practical experience or a Bachelor’s degree in a related field.

Compensation & Benefits

• Base Pay Grade: N
• Equity Grade: USA 8
• USA Base Pay Range (CA, WA, NY, NJ, CT) per year: $190,000 - $240,000
• USA Base Pay Range (all other U.S. states) per year: $169,000 - $219,000
• Employees new to Affirm typically start at the beginning of the pay range.
• Total compensation package may include equity rewards, monthly stipends for health, wellness, and tech spending, and benefits (including 100% subsidized medical coverage, dental, and vision for you and your dependents).

Company Information

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their designated office.

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