[Remote] Backend Engineer at Credit Key

United States

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Not SpecifiedCompensation

Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Financial Services, E-commerceIndustries

Skills

Key technologies and capabilities for this role

Backend SystemsAPIsScalable CodeService OwnershipDeploymentMonitoringTerraformCloud EnvironmentsArchitectureCode Review

Questions & Answers

Common questions about this position

What skills are required for the Backend Engineer role?

Required skills include 5+ years building complex backend systems, experience in Ruby, Rails, JavaScript, Node.js, NestJS, TypeScript or similar, strong programming in more than one language, solid Git fundamentals, expertise in SQL/NoSQL schema design and complex queries, designing RESTful APIs, and ops experience with deploying services, monitoring, cloud infrastructure (AWS preferred), Terraform, and CI/CD pipelines.

What is the company culture like at Credit Key?

Credit Key has a small, experienced, and collaborative team of developers who value learning, experimentation, and developer happiness, with no death marches, endless crunch, or after-hours firefighting unless fun; they plan thoughtfully, prioritize ruthlessly, and iterate quickly.

Is this Backend Engineer position remote?

This information is not specified in the job description.

What is the salary for this Backend Engineer role?

This information is not specified in the job description.

What makes a strong candidate for this Backend Engineer position?

Strong candidates thrive at building, running, and improving complex systems, own services end-to-end, balance pragmatism with craft, have 5+ years of backend experience, and bring ops expertise including Terraform and AWS; nice-to-haves like e-commerce platform experience and FinTech background are advantageous.

Credit Key

B2B payment solutions with flexible financing

About Credit Key

Credit Key improves B2B payments by offering a "Buy Now, Pay Later" (BNPL) solution that allows business buyers to make purchases and pay over time, while merchants receive payments within 48 hours. The platform provides instant credit decisions and pre-approvals, making the payment process faster than traditional credit options. With financing available for up to 12 months, Credit Key helps increase sales and customer loyalty for merchants. The goal is to enhance the B2B payment experience and provide a more efficient alternative to traditional financing.

Los Angeles, CaliforniaHeadquarters

2015Year Founded

$49.9MTotal Funding

EARLY_VCCompany Stage

Fintech, Financial ServicesIndustries

51-200Employees

Benefits

Health Insurance

401(k) Company Match

Remote Work Options

Flexible Work Hours

Home Office Stipend

Risks

Increased competition from new entrants like Resolve and Fundbox threatens market share.

Potential regulatory scrutiny on BNPL services could impact Credit Key's operations.

Rising interest rates may affect Credit Key's profit margins and financing attractiveness.

Differentiation

Credit Key offers instant credit decisions, unlike traditional slow credit solutions.

Their omnichannel approach covers both online and offline transactions seamlessly.

Credit Key provides financing options for up to 12 months, enhancing customer loyalty.

Upsides

Increased demand for B2B BNPL solutions boosts Credit Key's market potential.

Partnerships with e-commerce platforms expand Credit Key's reach and integration opportunities.

Rising interest in omnichannel solutions aligns with Credit Key's business model.

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