Associate, Credit Card Business Strategy, Consumer Lending, Boston, MA at Santander

Boston, Massachusetts, United States

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Not SpecifiedCompensation

Junior (1 to 2 years), Mid-level (3 to 4 years)Experience Level

Full TimeJob Type

UnknownVisa

Financial Services, Banking, Consumer LendingIndustries

Requirements

Familiarity with credit cards and lending products, digital finance platforms, and innovation trends in the consumer lending space
Proficiency in synthesizing data to tell easy to understand stories
Experience developing business cases and building presentations to convey ideas and proposed recommendations
Customer centric thinker that always keeps customer needs and value delivery in mind
Self-starter: forward thinking, with a positive/can-do attitude
Strong background in banking products and services
Strong communication skills, both verbal and written
5+ Years Related work experience. - Required
Bachelor's Degree or equivalent work experience: Business, Finance or equivalent field. - Required
Master's Degree Business, Finance or equivalent field. - Preferred
Experience in Microsoft Office products. - Nice to have
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. - Nice to have

Responsibilities

Support the development of short- and long-term strategies for the US credit card business in alignment with corporate objectives
Assist in building and updating strategic roadmaps, business plans, and go-to-market frameworks for new and existing credit card and loan products
Develop comprehensive business cases for new customer value propositions
Conduct market research and competitive landscape analysis to identify trends, shifts in consumer behavior, and inform future product development strategies
Manage daily engagement with internal and external partners for key initiatives
Coordinate across internal teams to align timelines with go-to-market strategies
Drive collaboration and cross-functional execution of project milestones
Create and tailor presentation content for local and global forums where strategic initiative updates will be shared and discussed

Skills

Market Analysis

Competitive Landscape Analysis

Strategic Roadmaps

Business Plans

Go-to-Market Frameworks

Business Cases

Market Research

Consumer Behavior Analysis

Santander

Provides banking, investment, and insurance services

About Santander

Santander Bank provides a variety of financial services to individuals, small businesses, and large corporations in the United States. Its offerings include savings and checking accounts, loans, credit cards, and investment products. The bank also has specialized services through Santander Investment Services and insurance products via Santander Securities LLC. Santander stands out from its competitors by focusing on community growth, committing $13.6 billion to support initiatives like the 'Cultivate Small Business' program, which aids early-stage entrepreneurs, especially from underrepresented groups. The bank generates revenue through interest on loans, service fees, and commissions, while promoting responsible banking practices and financial education. Santander's goal is to empower individuals and businesses, enhance community prosperity, and provide comprehensive financial solutions.

Boston, MassachusettsHeadquarters

1902Year Founded

$75MTotal Funding

POST_IPO_DEBTCompany Stage

Fintech, Financial ServicesIndustries

10,001+Employees

Benefits

Health, dental, & vision

401k

Flexible PTO

Parental & sick leave

Discounts: technology, travel, auto, fitness, & tuition

Risks

ISO 20022 transition may challenge smaller business partners.

'Quishing' attacks pose a growing threat to consumer security.

Openbank faces competition in the U.S. high-yield savings market.

Differentiation

Santander's Openbank offers a 5.00% APY high-yield savings account nationwide.

The bank's Inclusive Communities Plan pledges $13.6 billion for community initiatives.

Santander's ISO 20022 adoption enhances operational efficiency and data management.

Upsides

Openbank's high-yield savings account attracts more U.S. customers.

Santander's renewable energy financing highlights commitment to sustainable investments.

Proactive cybersecurity measures enhance customer trust and protect digital assets.

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