[Remote] Associate, Capital Markets at Ramp

New York, New York, United States

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$124,500 – $170,000Compensation

Junior (1 to 2 years), Mid-level (3 to 4 years)Experience Level

Full TimeJob Type

UnknownVisa

FinTech, Financial ServicesIndustries

Requirements

Bachelor’s Degree in finance, economics, or related field
3+ years of experience working in a sell-side or buy-side ABS trading, securitization or asset financing-related role
Excellent financial modeling and quantitative data analytics skills
Comfortable with large data sets
Extremely detail-oriented with a high regard for precision
Relationship-minded with excellent communication abilities, both written and verbal
Ability to thrive in small, collaborative, and ambiguous environments
Ability to blend strategic and tactical skills
Nice to have: SQL/Python skills
Nice to have: Experience with capital markets

Responsibilities

Support the Capital Markets Team in live transactions with modeling, structuring, internal memos, lender communication, document review, and document execution
Evaluate the impact of various funding strategies under the context of Ramp’s broader corporate strategy
Engage cross-functionally on key strategic initiatives including product expansion, financial partnerships, bank partnerships, and issuing partnerships
Evaluate economic outcomes and capital implications of new products and commercial agreements
Manage the day-to-day aspects of Ramp’s warehouse facilities and ABS facilities
Own the suite of Capital Markets models
Ensure the accuracy of the Capital Markets data tapes and assist with rearchitecting them for product changes
Be the point person for field exams, audit requests, ratings agencies, and lender comms
Identify ways to automate and streamline processes to increase efficiency and scalability

Skills

Key technologies and capabilities for this role

Financial ModelingExcelCapital MarketsDebt MarketsInvestor RelationsSecuritization

Questions & Answers

Common questions about this position

What is the salary range for the Associate, Capital Markets position?

The salary range is $124.5K - $170K.

Is this role remote or does it require office work?

This is a remote position.

What skills or experience are required for this Capital Markets Associate role?

The role requires expertise in capital markets transactions including modeling, structuring, lender communication, and document review, along with the ability to evaluate funding strategies and engage cross-functionally.

What is the company culture like at Ramp?

Ramp fosters a fast-paced startup environment with a focus on innovation in AI-driven finance, collaboration across teams like accounting, engineering, finance, and treasury, and opportunities for exposure to leadership.

What makes a strong candidate for this role?

A driven professional with capital markets expertise who can handle live transactions, model funding strategies, and collaborate cross-functionally will stand out, especially those eager to build and scale functions at a fast-growing startup.

Ramp

Corporate card and spend management platform

About Ramp

Ramp provides a corporate card and spend management platform that helps businesses track expenses and save money. The platform allows finance teams to manage corporate cards, expense reports, and bill payments in one place, and it integrates with tools like Slack for added convenience. Ramp serves a wide range of clients, from large enterprises to creative agencies, and aims to reduce overall expenses through its comprehensive financial tools. Unlike competitors such as Amex and Brex, Ramp generates revenue through interchange fees on card transactions and subscription fees for advanced features. The company's goal is to streamline financial operations for businesses and help them achieve significant cost savings.

New York City, New YorkHeadquarters

2019Year Founded

$1,096.3MTotal Funding

SERIES_DCompany Stage

Fintech, Financial ServicesIndustries

1,001-5,000Employees

Benefits

Competitive salaries: You never have to wonder how your pay compares. Our generous comp reflects our belief that you’ll take Ramp to the next level.

Comprehensive health plans: US-based employees get full medical, dental, and vision insurance coverage. Everyone gets a monthly stipend for personal wellness.

Professional development: Take advantage of our annual education stipends to stay on top of your personal growth.

Unlimited PTO: Flexible vacation days give you the time to step away, unwind, and recharge.

Risks

Increased competition from fintech startups could challenge Ramp's market position.

Economic downturns may reduce business spending, affecting Ramp's revenue streams.

The volatile travel industry poses risks to Ramp's new travel booking services.

Differentiation

Ramp integrates with popular tools like Slack and Workday for seamless financial operations.

The platform offers advanced accounting automations, reducing manual work for finance teams.

Ramp's use of stablecoins and modern financial instruments sets it apart from competitors.

Upsides

Ramp's integration with Workday enhances real-time data syncing and accounting automation.

The partnership with Priceline expands Ramp's services into the growing business travel sector.

Ramp's recent $750 million funding boosts its capacity for innovation and market expansion.

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