Capchase

Provides funding solutions for SaaS companies

New York City, New York, United States

About Capchase

Capchase offers funding solutions tailored for fast-growing Software as a Service (SaaS) companies, helping them improve cash flow and reinvest in growth by providing capital based on future recurring revenue. Their services include enabling monthly payment options for customers while preserving the value of annual contracts, as well as managing billing and collections. Capchase provides flexible working capital that businesses can access as needed, allowing for investment in customer acquisition. Their revenue model aligns with client success, as fees are tied to the growth of the clients' Annual Recurring Revenue (ARR).

New York City, New YorkHeadquarters
2020Year Founded
$476.2MTotal Funding
LENDING_CAPITALCompany Stage
Fintech, Financial ServicesIndustries
51-200Employees

Benefits

Remote Work Options
Flexible Work Hours
Stock Options

Risks

Increased competition from new entrants like Lemon could impact Capchase's market share.
Potential regulatory scrutiny on BNPL products may challenge Capchase's partnership with Stripe.
Economic downturns could affect SaaS companies' growth, impacting Capchase's revenue generation.

Differentiation

Capchase offers non-dilutive capital based on future recurring revenue for SaaS companies.
The company provides a unique BNPL option for B2B transactions in partnership with Stripe.
Capchase integrates financing solutions with platforms like WeTransact to enhance SaaS cash flow.

Upsides

Capchase raised €105M to expand services and develop new tools for SaaS companies.
The expansion into Ireland positions Capchase to capitalize on declining venture capital funding.
Partnerships with Stripe and Tekpon enhance Capchase's service offerings and client base.

Funding

Total raised$476.25 M
Latest valuation$400.00 M
StageLENDING_CAPITAL