Senior Risk Analyst
SignifydSalary not specified
Full Time
Senior (5 to 8 years)
Strategic Risk Manager - Insights & Analysis at Capital One
McLean, Virginia, United States
Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Banking, Financial Services, PaymentsIndustries
Requirements
- Bachelor’s Degree or military experience
- At least 5 years of Corporate Strategy, Financial Services Consulting or Enterprise Risk Management experience
- Preferred Qualifications
- Strategy or Risk management experience in a large financial services organization or management consultancy
- Deep knowledge of the financial services and payments industry
- Clear communicator
- Naturally inquisitive with a passion for learning
- Comfortable operating in gray space
- Collaborative, team player with the ability to navigate a complex organization and influence outcomes
- Able to blend strategic and tactical thinking, inductive and deductive reasoning
Responsibilities
- Assess the impact of short, medium, and longer term changes to the competitive landscape and external environment on the risk of achieving the company's strategic objectives or business model
- Develop and share thought leadership on the trends shaping the future of banking and payments
- Lead scenario analysis with Business Risk Offices and other stakeholders on significant risk themes, such as sustained erosion of interchange fee income
- Review and challenge: (1) strategic risk that may impact the achievement of the company's strategic imperatives or result from pursuing those objectives; (2) strategic risk from launches of new products or services; (3) underlying assumptions in long-term capital planning, liquidity stress testing, and balance sheet management from a strategic risk lens (e.g., a sustained low-interest-rate environment, payments disruption)
- Partner with stakeholders at all levels across the company to manage, inform and influence outcomes
- Create executive-ready materials on strategic risk topics
Skills
Strategic Risk Management
Scenario Analysis
Risk Oversight
Capital Planning
Liquidity Stress Testing
Balance Sheet Management
Executive Reporting
Capital One
Offers diverse financial products and services
About Capital One
Capital One provides a variety of financial services aimed at making banking accessible and easy for everyone. The company offers products such as credit cards, savings accounts, car loans, and business checking accounts, catering to both individual consumers and small businesses primarily in the United States. Capital One's approach includes user-friendly banking solutions with no fees or minimums for checking accounts, allowing customers to manage their finances more effectively. They generate revenue through interest on loans, credit card fees, and investment banking services. What sets Capital One apart from its competitors is its strong commitment to financial inclusion and literacy, demonstrated through community partnerships and educational initiatives, such as collaborations with Khan Academy. The company's goal is to create a more inclusive financial system and empower customers with the knowledge and tools they need to make informed financial decisions.
McLean, VirginiaHeadquarters
2014Year Founded
$15.9MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees
Benefits
Medical, Dental, & Vision coverage
Onsite Health Centers
Prescription saving with network of local pharmacies
Stock Purchase Plan
Education Assistance
401(k)
Flexible Spending Accounts
Life and Disability insurance
Generous paid time off + corporate & floating holidays
Registered dieticians on site, cooking classes and free virtual fitness classes
Employee Assistance Program
Risks
Increased competition in subscription management tools may dilute Capital One's advantage.
Over-reliance on partnerships could expose Capital One to technological risks.
Departure of key personnel like Joe Rodriguez may affect risk management continuity.
Differentiation
Capital One offers user-friendly banking with no fees or minimums for checking accounts.
The company partners with Khan Academy to provide financial literacy education.
Capital One is the first major U.S. bank to offer subscription management tools.
Upsides
Capital One's mobile app is a model for secure, user-friendly digital banking.
Data sharing with Worldpay enhances payment security and fraud prevention.
Partnerships with fintechs like Minna Technologies improve customer experience.
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