[Remote] Staff Software Engineer - Backend, Cards at Arta Finance

United States

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$182,000 – $239,000Compensation

Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Financial Services, Credit CardsIndustries

Requirements

Candidates should possess over 7 years of experience developing web APIs within .NET (C#) and have a proven track record of building resilient financial systems with state machine logic and complex lifecycles. A strong understanding of distributed systems, queue-based architectures, and data-intensive applications is required, along with experience scaling consumer-facing products with significant transaction volumes. The ability to balance immediate business needs with long-term architectural considerations, collaborate effectively with cross-functional teams, make decisions with incomplete information, and mentor other engineers is essential. Proficiency in leveraging AI-powered development tools is also a requirement.

Responsibilities

The Staff Software Engineer will drive the technical strategy for the AI-driven credit platform, focusing on both Card Spend and Card Payments domains. They will execute independently on complex challenges, identify opportunities, and drive solutions across payments and spend domains while elevating the capabilities of the engineering team. Responsibilities include scaling one of the fastest-growing credit card platforms, building systems that contribute to financial empowerment, and evolving existing systems to support expanding customer bases. Specific projects may involve enhancing AI-driven payment scheduling systems, scaling the rewards platform, optimizing virtual card infrastructure, building automated loss mitigation features, and creating sophisticated customer segmentation tools.

Skills

Backend Development

Card Payments

Credit Platforms

Machine Learning

Technical Strategy

System Design

API Development

Scalability

Problem Solving

Leadership

Arta Finance

Provides personalized investment strategies and services

About Arta Finance

Arta Finance provides tailored investment solutions for a variety of clients, including individual investors and institutional entities. The company focuses on creating personalized investment strategies that align with the specific financial and tax needs of its clients. Revenue is generated primarily through management fees for overseeing investment portfolios and transaction fees for executing trades. Arta Finance promotes a client-centric approach, encouraging clients to evaluate investment opportunities based on their own objectives and risk tolerance. While the company offers expert advice, it does not guarantee the success of its strategies, emphasizing the risks involved in investing. Additionally, it advises clients to consult tax professionals to consider tax implications before making investment decisions.

Mountain View, CaliforniaHeadquarters

2021Year Founded

$87.5MTotal Funding

SERIES_ACompany Stage

Financial ServicesIndustries

51-200Employees

Benefits

Health insurance

High deductible health plan available with HSA contribution

Complimentary one medical membership

20 weeks of parental leave

15 days PTO annually

National & company holidays

Risks

Increased competition from other AI-driven wealth management platforms could dilute market share.

Global expansion may expose Arta Finance to geopolitical risks and regulatory challenges.

Partnerships with large entities like Google Cloud may lead to dependency risks.

Differentiation

Arta Finance democratizes wealth management using AI, making it accessible to more people.

The company offers personalized investment strategies tailored to individual client needs.

Arta Finance partners with tech giants like Google Cloud to enhance platform scalability and security.

Upsides

AI-driven personalization in wealth management is gaining traction, benefiting Arta Finance.

The demand for digital wealth management platforms is projected to grow significantly by 2030.

Arta's global expansion, including Singapore, positions it as a leader in digital wealth management.

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