Staff Product Manager - Direct Debits at Nium

San Francisco, California, United States

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Not SpecifiedCompensation

Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Payments, BankingIndustries

Requirements

6–10 years in product management, including 3+ in payments, banking, or fintech infrastructure
Deep understanding of Direct Debits, including ACH, SEPA Core/B2B, return handling, and risk tiers
Experience with use cases involving account-to-account funding, Request to Pay, or merchant acquiring via non-card rails
Proven track record managing complex roadmaps and launching products across multiple countries
Strong collaboration with engineering, risk, compliance, and go-to-market teams
Ability to balance client urgency, product complexity, and operational constraints

Responsibilities

Lead the roadmap for Direct Debits across both funding and collections
Expand product coverage from 5 to 20 markets, guided by client demand and risk/revenue alignment
Launch programmable, faster settlement options and orchestrated flows (e.g., retries, on-demand billing)
Align with Risk, Ops, and Legal on return handling, SLAs, and regulated rollout criteria
Partner with third-party providers where needed to accelerate corridor expansion
Work closely with enterprise clients to support high-value flows across global regions

Skills

Product Management

Roadmap Planning

Direct Debits

Cross-Border Payments

Risk Management

Regulatory Compliance

Enterprise Client Management

Programmable Payments

Settlement Optimization

Global Expansion

Nium

Global platform for real-time payments

About Nium

Nium provides real-time payment solutions that enable businesses to send and receive funds instantly, manage foreign exchange transactions, and prevent fraud. Its platform, powered by a proprietary API, allows banks, fintech companies, and money service businesses to integrate services for efficient cross-border money movement. Nium stands out by offering competitive foreign exchange rates and solutions for corporate purchasing and travel payments. The company's goal is to streamline financial transactions for businesses globally while charging fees for its services.

San Francisco, CaliforniaHeadquarters

2016Year Founded

$305.4MTotal Funding

SERIES_ECompany Stage

Fintech, Financial ServicesIndustries

1,001-5,000Employees

Benefits

Health Insurance

Hybrid Work Options

Paid Vacation

Performance Bonus

Stock Options

Professional Development Budget

Mental Health Support

Risks

Increased competition from Loop and EQ Bank's multi-currency Global Visa Card.

Regulatory challenges in diverse African markets could impact partnership with Ecobank.

Technological integration issues may arise with Partior's blockchain-based payment system.

Differentiation

Nium offers real-time cross-border payments, enhancing speed and efficiency for businesses.

The company provides a proprietary API for seamless integration into existing business systems.

Nium's platform supports multiple payment schemes, including Visa, Mastercard, and Diners Club.

Upsides

Partnership with Ecobank expands Nium's reach to 35 African markets, boosting market presence.

Collaboration with Partior enhances transaction transparency and speed via blockchain technology.

Launch of Diners Club International Card increases flexibility for travel industry customers.

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