Visa

Sr Product Manager, Revolving Credit Services

São Paulo, State of São Paulo, Brazil

Not SpecifiedCompensation
Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, Biotechnology, Banking, PaymentsIndustries

Requirements

Candidates must be based in Brazil and possess advanced English speaking skills. Required experience includes working as a Product Manager, in the financial market, and with debt recovery. Proficiency in REST APIs (using tools like Postman), SQL queries, agile methodology, and financial math is essential. Knowledge of microservices and event architecture is also required. Preferred qualifications include experience with revolving credit products and the cards market, prior experience as a developer, and revolving credit product experience outside of Brazil.

Responsibilities

The Sr. Product Manager will identify needs for new products and features based on market and customer demands, and build and maintain the product roadmap aligned with company strategy. They will conduct regular discovery to ensure product evolution, deliver user stories and epics, and write product requirement documents. Responsibilities include clarifying product questions, mastering requested features, discussing API and cloud architecture with engineering teams, performing SQL queries for data extraction, and leading products from discovery to delivery. They will also refine and plan efforts according to executive priorities and the product evolution plan, negotiate with stakeholders, and communicate with internal and external clients to identify improvements.

Skills

Product Management
Roadmap Development
User Stories
Epics
User Workflows
Discovery
Agile Methodologies
Financial Products
Revolving Credit
Billing Cycle Management

Visa

Global digital payment network provider

About Visa

Visa operates a global digital payment network that facilitates electronic payments for millions of people daily. The company connects consumers, businesses, financial institutions, and governments, allowing them to make transactions using Visa cards. Each time a card is used, Visa earns money through transaction, service, and data processing fees. Unlike many competitors, Visa focuses on expanding access to financial services for underserved communities and supporting local economies. The company's goal is to promote financial inclusivity and drive sustainable commerce, ensuring that more people can participate in the global economy.

San Francisco, CaliforniaHeadquarters
1958Year Founded
$55.8MTotal Funding
ANGEL_INDIVIDUALCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees

Benefits

Health Insurance.
Life Insurance.
Dental Insurance.
Disability Insurance.
Accidental Death & Dismemberment Insurance.

Risks

CBDCs could reduce reliance on Visa's payment network.
'Buy Now, Pay Later' services may decrease traditional credit card transactions.
Fintech startups offering zero-fee transactions could pressure Visa's revenue model.

Differentiation

Visa operates a global digital payment network connecting millions daily.
The company focuses on financial inclusivity and sustainability in its operations.
Visa collaborates with central banks on Central Bank Digital Currencies (CBDCs).

Upsides

Visa's partnership with fintechs enhances cross-border payment solutions.
Adoption of blockchain technology could revolutionize digital payments.
AI-driven fraud detection systems are reducing fraudulent activities.

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