Software Engineer IV, Back End at Credit Karma

Bengaluru, Karnataka, India

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Not SpecifiedCompensation

Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

FinTech, Financial ServicesIndustries

Requirements

3+ years experience in backend software development
Experience in Scala, Java, and/or any functional language (primarily Scala)
Experience in microservices architecture, messaging patterns, and deployment models
Experience in API design and building robust and extendable client/server contracts
Preferred Qualifications
Proficient in Scala, Java, or Typescript
Experience with Kafka, RabbitMQ, Amazon SQS or similar data messaging platform
Experience building highly integrated, large-scale, high-volume, and testable systems
Experience with Kubernetes and containers technologies
Ability to mentor and coach other team members
A solid foundation in OOP, design patterns, algorithms, programming languages, networking and Linux operating systems
Expert understanding of web application internals and scalability at any tier
Proficiency in SQL, relational database schema design and ORM technologies & concepts
Strong understanding of deployment strategies and production infrastructure needs
Strong communication and leadership abilities
Experience with Agile/Scrum practices
Bachelor’s or Masters degree in Computer Science, Engineering, Computer Information Systems, Mathematics, Physics, or a related field or software development training program

Responsibilities

Contribute to our core services and data aggregation layer; meeting our need for scale, quality, and rapid iteration
Build out high quality integrations with other internal services leveraging Credit Karma’s rich financial data set
Work closely with our external partners to acquire new data to enrich our core user experience
Develop automation throughout our stack; through our build & deployment processes, testing, monitoring, data pipeline, and beyond
Work with front-end developers to complete end-to-end solutions and iterate rapidly as we experiment and learn
Willingness to learn new skills as our product and technology footprint grows

Skills

Key technologies and capabilities for this role

Backend DevelopmentJavaScalaPythonMicroservicesData PipelinesAutomationCI/CDTestingMonitoringAPI IntegrationFinancial DataScalability

Questions & Answers

Common questions about this position

What experience is required for the Backend Software Engineer IV role?

Minimum requirements include 3+ years of backend software development experience, experience in Scala, Java, or any functional language (primarily Scala), microservices architecture, messaging patterns, deployment models, and API design.

What preferred skills are listed for this position?

Preferred qualifications include proficiency in Scala, Java, or Typescript; experience with Kafka, RabbitMQ, Amazon SQS or similar; building large-scale systems; Kubernetes and containers; and ability to mentor.

Is this a remote position or does it require office work?

This information is not specified in the job description.

What is the salary or compensation for this role?

This information is not specified in the job description.

What is the company culture like for this engineering team?

The team is experiencing explosive growth, solves big problems changing industries, offers high impact on members' lives, and operates in a fast-paced 'start-up' environment within Intuit Credit Karma.

Credit Karma

Provides free credit scores and financial tools

About Credit Karma

Credit Karma provides financial tools and resources to help individuals improve their financial health. The platform offers free access to credit scores, credit monitoring, and personalized recommendations for credit cards and loans, including options for cars, homes, and personal financing. Users can track their credit progress and receive alerts about changes to their credit reports. Unlike many competitors, Credit Karma operates on a freemium model, allowing users to access a wide range of services at no cost while earning revenue through partnerships with financial institutions. The company's goal is to empower its members to achieve their financial goals by providing helpful resources and fostering a sense of ownership and progress in their financial journeys.

Oakland, CaliforniaHeadquarters

2007Year Founded

$358MTotal Funding

ACQUISITIONCompany Stage

Fintech, Cybersecurity, Financial ServicesIndustries

1,001-5,000Employees

Benefits

Health Insurance

Dental Insurance

401(k) Retirement Plan

Commuter Benefits

Wellness Program

Paid Vacation

Paid Sick Leave

Education Perks

Risks

Increased competition from Walmart-backed FinTech One could challenge Credit Karma's market share.

Integration challenges from Zendrive acquisition may distract from Credit Karma's core objectives.

Intuit's AI advancements could overshadow Credit Karma's financial tools and services.

Differentiation

Credit Karma pioneered free credit scores, setting it apart in personal finance.

The company offers a comprehensive suite of free financial tools and recommendations.

Credit Karma's freemium model generates revenue through partnerships with financial institutions.

Upsides

Credit Karma's acquisition of Zendrive enhances its mobility risk intelligence offerings.

AI-driven financial assistants could inspire Credit Karma to develop personalized financial tools.

Growing digital solutions adoption by SMBs presents expansion opportunities for Credit Karma.

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