Software Engineer II at Credit Karma

Bengaluru, Karnataka, India

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Not SpecifiedCompensation

Mid-level (3 to 4 years)Experience Level

Full TimeJob Type

UnknownVisa

FinTech, Financial ServicesIndustries

Requirements

2+ years experience in Scala, Java, and/or any functional language (primarily Scala)
2+ years experience in microservices architecture, messaging patterns, and deployment models
Experience in API design and building robust and extendable client/server contracts

Responsibilities

Contribute to core services and data aggregation layer to meet needs for scale, quality, and rapid iteration
Build high quality integrations with other internal services leveraging Credit Karma’s rich financial data set
Work closely with external partners to acquire new data to enrich core user experience
Develop automation throughout the stack, including build & deployment processes, testing, monitoring, data pipeline, and beyond
Work with front-end developers to complete end-to-end solutions and iterate rapidly as experimenting and learning
Willingness to learn new skills as product and technology footprint grows

Skills

Java

Python

REST APIs

Microservices

AWS

Kubernetes

Docker

SQL

Automation

CI/CD

Testing

Data Aggregation

Integrations

Credit Karma

Provides free credit scores and financial tools

About Credit Karma

Credit Karma provides financial tools and resources to help individuals improve their financial health. The platform offers free access to credit scores, credit monitoring, and personalized recommendations for credit cards and loans, including options for cars, homes, and personal financing. Users can track their credit progress and receive alerts about changes to their credit reports. Unlike many competitors, Credit Karma operates on a freemium model, allowing users to access a wide range of services at no cost while earning revenue through partnerships with financial institutions. The company's goal is to empower its members to achieve their financial goals by providing helpful resources and fostering a sense of ownership and progress in their financial journeys.

Oakland, CaliforniaHeadquarters

2007Year Founded

$358MTotal Funding

ACQUISITIONCompany Stage

Fintech, Cybersecurity, Financial ServicesIndustries

1,001-5,000Employees

Benefits

Health Insurance

Dental Insurance

401(k) Retirement Plan

Commuter Benefits

Wellness Program

Paid Vacation

Paid Sick Leave

Education Perks

Risks

Increased competition from Walmart-backed FinTech One could challenge Credit Karma's market share.

Integration challenges from Zendrive acquisition may distract from Credit Karma's core objectives.

Intuit's AI advancements could overshadow Credit Karma's financial tools and services.

Differentiation

Credit Karma pioneered free credit scores, setting it apart in personal finance.

The company offers a comprehensive suite of free financial tools and recommendations.

Credit Karma's freemium model generates revenue through partnerships with financial institutions.

Upsides

Credit Karma's acquisition of Zendrive enhances its mobility risk intelligence offerings.

AI-driven financial assistants could inspire Credit Karma to develop personalized financial tools.

Growing digital solutions adoption by SMBs presents expansion opportunities for Credit Karma.

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