Software Engineer - Acquisitions & Experience

Position Overview

Mission Lane is seeking a proactive, detail-oriented, hands-on Software Engineer with 1+ year(s) experience in a professional environment to contribute to our Acquisitions & Experience Engineering team. As a Software Engineer at Mission Lane, you'll join a collaborative team that values curiosity, thoughtful engineering, and autonomy with support. You'll design, build, and maintain backend services, delivering well-tested code for real features used by real customers. Your work, from new features to system improvements, will directly support platform growth and enhance our engineering practices and culture.

The Impact You’ll Make

You’ll drive forward our mission of empowering people to unlock financial progress by contributing to the design, implementation, and maintenance of the decision architecture for our credit card acquisition and underwriting platform. Within your first year at Mission Lane, you will:

• Implement new features that improve the credit card acquisition and underwriting journey for our customers.
• Integrate and optimize connections with third-party data providers.
• Write clear, well-tested, and maintainable production-level code.
• Apply system-level design thinking to debug and resolve production issues efficiently.

Examples of past projects include building a new underwriting data ingestion pipeline, migrating critical logic from a vendor platform to internal services, and enhancing credit decisioning rules to better serve underbanked customers.

Requirements

• A strong foundation in computer science (experience with data structures, algorithms, and design patterns); Computer Science degree preferred
• 1+ years professional experience in either object-oriented (Java, Go, etc) or functional programming languages (Kotlin)
• 1+ years professional experience in leveraging, monitoring, and maintaining cloud computing resources (GCP, AWS)
• Familiarity with relational (ex: Postgres) or non-relational (ex: Spanner) databases
• Familiarity with version control (Git)
• Ability to write production-level code that’s easily understandable, reviewable, and testable
• A strong desire to continuously improve technical skills; regularly inviting feedback
• Applies system-level design thinking and debugging skills to solve issues in production
• Works independently with sound judgment, knowing when to seek guidance.
• Exposure to or interest in workflow orchestration tools or BPMN platforms (e.g. Camunda) is a plus

Responsibilities

• Design, build, and maintain backend services.
• Deliver well-tested code for real features used by real customers.
• Contribute to the design, implementation, and maintenance of the decision architecture for our credit card acquisition and underwriting platform.
• Implement new features that improve the credit card acquisition and underwriting journey for our customers.
• Integrate and optimize connections with third-party data providers.
• Write clear, well-tested, and maintainable production-level code.
• Apply system-level design thinking to debug and resolve production issues efficiently.

Our Core Tech Stack Includes

• Kotlin / Java / Python / JavaScript / TypeScript / React / Next.js / Camunda / PostgresSQL / Spanner / Google Cloud Platform (GCP) / Kubernetes

Compensation

• Salary: Annual full-time base salary range: $99,000 - $121,000
• Additional Compensation: Participation in our annual incentive program and equity are dependent on role. Pay is based on factors such as work experience, education, certification(s), training, skills, and competencies related to the role.
• Benefits: Comprehensive benefits plan, including unlimited paid time off, 401(k) match, a monthly wellness stipend, health/ dental/ vision insurance options, disability coverage, paid parental leave, flexible spending account (for childcare and healthcare), life insurance, and a remote-friendly work environment.

About Mission Lane

Founded in December 2018, Mission Lane is a purpose-driven fintech company based in the U.S., with headquarters in Richmond, Virginia. Mission Lane is combining the power of data, technology, and exceptional service to pave a clear way forward for millions of people on the path to financial success. By attracting top talent and leveraging cutting-edge technology, we’re enabling people to unlock real financial progress.

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