Wise

Software Engineer - Fraud Handling - Fullstack (Java)

Budapest, Hungary

Not SpecifiedCompensation
Mid-level (3 to 4 years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Enterprise SoftwareIndustries

Requirements

Candidates should possess professional experience with Java and Spring Boot, along with 4+ years of experience, and strong communication skills. It is beneficial to have a background in financial technology, experience with customer interviews or A/B testing, and confidence with data tooling such as Superse.

Responsibilities

The Software Engineer will build APIs to support product journeys, develop customer-facing and internal tools, test new features, own and support microservices, contribute to the overall architecture, work with Product Managers to decide improvements, monitor systems through dashboards and strong alerting, and engage in developing sophisticated tools and processes to identify and mitigate scam activities effectively.

Skills

Java
Spring Boot
React
SQL
Kafka
Gradle
Typescript
Next.js
API Development
Microservices
Automated Testing

Wise

Facilitates low-cost international money transfers

About Wise

Wise focuses on international money transfers, providing a low-cost alternative to traditional banks. It uses a peer-to-peer system to match transfers between users in different countries, which helps reduce fees and offers better exchange rates. Customers pay a small, transparent fee for each transaction, and Wise also offers a multi-currency account for managing funds in various currencies. The company aims to maintain high performance and reliability while ensuring transparency and trust with its users.

Key Metrics

London, United KingdomHeadquarters
2011Year Founded
$385.5MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
5,001-10,000Employees

Benefits

PTO & annual leave
Work from home flexibility
Parental leave
Medical insurance plans
Health & wellbeing discounts
Pension & retirement plans
Social events
Relocation support

Risks

Increased competition from banks integrating Swift services could challenge Wise's market share.
Regulatory scrutiny following Stenn's collapse may increase pressure on Wise.
Bitcoin's low transaction fees could attract customers away from Wise's services.

Differentiation

Wise offers a peer-to-peer system for low-cost international money transfers.
The company provides a multi-currency account for ex-pats, freelancers, and travelers.
Wise's transparent fee structure attracts customers seeking cost-effective money transfer solutions.

Upsides

Partnership with Morgan Stanley enhances Wise's cross-border settlement capabilities.
Expansion into India's remittance market presents significant growth opportunities for Wise.
API integrations offer additional revenue streams and market penetration for Wise.

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