Affirm

Senior Staff Software Engineer, Mobile Fullstack (Consumer App Experience)

United States

Not SpecifiedCompensation
Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Consumer Finance, E-commerceIndustries

Requirements

Candidates should possess 10+ years of full-stack experience, including frontend (mobile, web) and backend development, with bonus points for React Native, Javascript, or Kotlin. Strong experience leading multiple engineering teams, successfully managing critical projects, and implementing technical strategy that significantly improved reliability and responsiveness is required. Previous project management or people management experience, strong communication skills, and a customer-first mindset are essential. The ability to thrive in ambiguous environments and dive deep into systems is also necessary.

Responsibilities

The Senior Staff Software Engineer will define and lead technical excellence across all consumer app experiences, collaborating with engineering leaders to create and implement technical strategy. Responsibilities include coordinating with stakeholders, building scalable and reliable solutions, shaping best practices, guiding architectural choices, and driving the delivery of critical initiatives. This role involves building and leading a core group of senior engineers, unlocking large-scale product features, developing technology strategy, and upholding technical excellence across consumer mobile and web surfaces. The engineer will also build and drive technical strategy for app and web experiences, champion technical excellence, create an ownership culture, deliver critical user experiences, guide product decisions, design and implement core platform components, and architect platform, tools, and technologies.

Skills

Mobile Development
Fullstack Development
Technical Strategy
Software Architecture
Project Management
Cross-functional Communication
Consumer App Experience
Web Development
Ownership Culture
Scalability
Reliability
Performance Optimization

Affirm

Provides buy now, pay later financing solutions

About Affirm

Affirm offers point-of-sale financing solutions as an alternative to traditional credit cards. It allows consumers to make purchases and pay over time through installment plans, often without hidden fees or deferred interest. Affirm partners with merchants to integrate its payment solutions into online and in-store shopping experiences, using user-friendly plugins and APIs. The company generates revenue from interest and fees on loans to consumers, as well as fees from merchants for offering its financing options. Affirm also provides a merchant dashboard for transaction processing and promotional tools to help businesses market these financing options effectively. The goal of Affirm is to empower consumers with flexible payment options while providing value to merchants in the e-commerce and retail markets.

San Francisco, CaliforniaHeadquarters
2012Year Founded
$1,113.8MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees

Benefits

Spending wallets: Access tech, food, lifestyle, and family planning wallets for your expenses
Supportive communities: Get involved with our employee resource groups and community groups
Remote-first workforce: If your role is remote, you can set up shop anywhere in your home country
Generous time off: Take the time you need when life happens
Health benefits: Get a plan that fits your needs
Mental healthcare: Take care of your mind with great mental health programs
Parental leave: Birth and non-birth parents get 18 weeks paid leave. Plus, a 4-week return-to-work transition program, at full base pay.
Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family.
Away days: We offer 24 company-wide paid days off—which help our teams collectively pause to recharge.
Learning & development: Engage in exciting learning programs to level up your growth.

Risks

Increased CFPB regulation could raise compliance costs for Affirm.
Affirm faces competition from new entrants in the BNPL market.
Reliance on partners like Adyen and Apple poses potential revenue risks.

Differentiation

Affirm offers transparent installment loans with no hidden fees or surprises.
Affirm partners with over 2,000 merchants, including major retail brands.
Affirm's user-friendly APIs enable seamless integration with online and in-store platforms.

Upsides

Affirm's partnership with Adyen expands its reach in North America.
Affirm's $4 billion partnership with Sixth Street boosts financial stability.
Affirm's BNPL services gain traction among high-income consumers.

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