Affirm

Senior Staff Software Engineer, Backend (Load Testing)

United States

Not SpecifiedCompensation
Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Financial ServicesIndustries

Senior Staff Engineer, Capacity Management & Load Testing

Position Overview

Affirm is revolutionizing credit by offering honest and flexible "buy now, pay later" solutions without hidden fees or compounding interest. We are seeking a highly experienced Senior Staff Engineer to lead the development of world-class capacity management and load testing capabilities, crucial for scaling our mission of delivering honest financial products that improve lives.

What You’ll Do

  • Technical Strategy: Define and execute the technical strategy for Affirm's next generation of capacity planning and load testing capabilities and practices.
  • Collaboration: Partner with the broader engineering organization to understand service load dynamics, from daily operations to peak events.
  • Framework Development: Design, develop, and roll out next-generation capacity models and load testing frameworks.
  • Innovation Champion: Promote innovative, scalable, and user-friendly solutions across the engineering organization.
  • Technology Evaluation: Drive the evaluation, development, and rollout of new technologies and frameworks, fostering a strong culture of innovation.
  • Research & Prototyping: Actively research, brainstorm, prototype, and present new ideas.

This role demands an engineer capable of operating at multiple levels: articulating a clear vision, influencing senior leadership on strategic investments, and guiding fellow engineers to achieve impactful results.

What We Look For

  • Experience:
    • Proven experience in load testing or capacity planning at an organization serving millions of users with variable/seasonal traffic.
    • Extensive expertise in designing and implementing cluster management and large-scale load testing.
    • Successful track record leading and delivering complex, multi-quarter engineering infrastructure projects.
    • 12+ years of software engineering experience.
  • Collaboration & Leadership:
    • Demonstrated ability to collaborate effectively with senior staff engineers and architects across multiple teams.
    • Exceptional leadership skills with the ability to mentor high-potential, early-career engineers.
    • Detail-oriented with strong opinions on team technologies, fully immersed in day-to-day execution and delivery.
    • Strong communicator adept at presenting technical strategies to the engineering organization.
  • Industry Experience (Plus):
    • Experience within the Fintech and Retail industries, encompassing both B2C and B2B (merchants/affiliates) models.
  • Motivation:
    • Enthusiasm for Affirm's mission to deliver honest financial products and commitment to building a meritocracy.

Compensation & Benefits

  • Base Pay Grade: R
  • Equity Grade: 15
  • Pay Structure: Affirm utilizes a simple and transparent pay structure based on factors like location, experience, and skills. New employees typically start at the beginning of the pay range.
  • Total Compensation: Includes base pay, equity rewards, monthly stipends (health, wellness, tech spending), and benefits.
  • Health Coverage: Affirm covers 100% of premiums for medical, dental, and vision coverage for employees and their dependents.
  • Flexible Spending Wallets: Generous stipends for technology, food, lifestyle needs, and family-forming expenses.
  • Time Off: Competitive vacation and holiday schedules.

USA Base Pay Ranges:

  • CA, WA, NY, NJ, CT: $260,000 - $310,000 per year
  • All Other U.S. States: $232,000 - $282,000 per year

Company Information

  • Affirm is reinventing credit to make it more honest and friendly.
  • Remote-First Company: #LI-Remote. The majority of roles are remote, allowing work from almost anywhere within the country of employment. Proximal roles offer remote flexibility with occasional office requirements. A limited number of roles are office-based due to job responsibilities.
  • Core Value: "People Come First" is reflected in our competitive benefits package.

Skills

Capacity Planning
Load Testing
Cluster Management
Technical Strategy
Infrastructure Projects
Mentoring
Prototyping
Scalability

Affirm

Provides buy now, pay later financing solutions

About Affirm

Affirm offers point-of-sale financing solutions as an alternative to traditional credit cards. It allows consumers to make purchases and pay over time through installment plans, often without hidden fees or deferred interest. Affirm partners with merchants to integrate its payment solutions into online and in-store shopping experiences, using user-friendly plugins and APIs. The company generates revenue from interest and fees on loans to consumers, as well as fees from merchants for offering its financing options. Affirm also provides a merchant dashboard for transaction processing and promotional tools to help businesses market these financing options effectively. The goal of Affirm is to empower consumers with flexible payment options while providing value to merchants in the e-commerce and retail markets.

San Francisco, CaliforniaHeadquarters
2012Year Founded
$1,113.8MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees

Benefits

Spending wallets: Access tech, food, lifestyle, and family planning wallets for your expenses
Supportive communities: Get involved with our employee resource groups and community groups
Remote-first workforce: If your role is remote, you can set up shop anywhere in your home country
Generous time off: Take the time you need when life happens
Health benefits: Get a plan that fits your needs
Mental healthcare: Take care of your mind with great mental health programs
Parental leave: Birth and non-birth parents get 18 weeks paid leave. Plus, a 4-week return-to-work transition program, at full base pay.
Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family.
Away days: We offer 24 company-wide paid days off—which help our teams collectively pause to recharge.
Learning & development: Engage in exciting learning programs to level up your growth.

Risks

Increased CFPB regulation could raise compliance costs for Affirm.
Affirm faces competition from new entrants in the BNPL market.
Reliance on partners like Adyen and Apple poses potential revenue risks.

Differentiation

Affirm offers transparent installment loans with no hidden fees or surprises.
Affirm partners with over 2,000 merchants, including major retail brands.
Affirm's user-friendly APIs enable seamless integration with online and in-store platforms.

Upsides

Affirm's partnership with Adyen expands its reach in North America.
Affirm's $4 billion partnership with Sixth Street boosts financial stability.
Affirm's BNPL services gain traction among high-income consumers.

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