Affirm

Senior Software Engineer (Online Storage)

United States

Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, BiotechnologyIndustries

Job Description

Salary: N/A Location Type: N/A Employment Type: N/A

Company Overview

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. At Affirm, data is fundamental to everything we do. Our data and storage solutions empower machine learning, artificial intelligence, cloud-based technologies, and other modern tools to create differential and scalable products. We prioritize building our own technology and investing in engineering talent, as we believe these are enduring competitive advantages that are difficult to replicate. Our expertise in sourcing, aggregating, protecting, and analyzing data has been what we believe to be a core competitive advantage of our platform since our founding. We use data to inform our analysis and decision-making, including risk assessment, in a way that empowers consumers and generates value for our merchants and funding sources.

The Online Storage team provides a set of managed databases as a platform, used to persist data for all Affirm services. Our platform automates operations and development on services on top of storage systems like AWS Aurora (MySQL), DynamoDB, and S3. As a team, we are responsible for various data and access patterns, including but not limited to mission-critical financial transactional data, data science models, and any new persistence use case requiring us to learn and gain deep expertise in various database systems. Our mission is to provide trustworthy, intuitive, and cost-efficient solutions to secure, store, analyze, and transform data at exceptional scale.

Affirm is growing fast and we want you to enable us to scale our products to 10x and beyond through building world-class systems which enable Affirm in its mission to provide honest financial products which improve lives.

We are only just getting started! Come join us as we build a beloved, lasting financial services brand predicated on honesty and trust. It’s going to be an amazing ride!

Role

As a member of the Online Storage team, you will combine a strong understanding of application architecture, smooth developer experiences, and fast-paced execution to deliver a powerful self-serve system to help Affirm scale easily. This will need you to apply a customer-centric approach across the engineering organization to help the team craft and execute on a long-term roadmap.

Responsibilities

As a member of the Online Storage team, you will collaborate with other teams - including product, infrastructure, and site reliability engineering (SRE) to:

  • Leading projects towards improving our database architecture, focusing on scalability, reliability, performance, and cost efficiency.
  • Working with engineers managing Affirm’s distributed database technologies, particularly AWS Aurora MySQL, Distributed SQL, and eventually expanding to DynamoDB and Caching.
  • Design, build and highly durable and strongly consistent database as service architecture.
  • Design and build solutions at scale for challenges such as multi-region, active resharding, and globally available services.
  • Work closely with product teams to understand business requirements and translate them into robust database solutions.
  • Assist partners achieve better query performance by suggesting better query optimizations and effective schemas.
  • Develop and enforce best practices in database design and management, ensuring data integrity, security, and optimal performance.
  • Stay abreast of industry trends and emerging technologies in transactional databases to continually enhance our systems and processes.
  • Participating in an on-call rotation and collaborating with other teams, such as SRE, to solve production issues.
  • Leading and mentoring engineers to define and execute on roadmap aligned with stakeholder needs.
  • You will also have the opportunity to learn bleeding edge open source technologies as we build them.

Skills

AWS Aurora
MySQL
DynamoDB
S3
Data Persistence
Database Systems
Financial Transactional Data
Data Science Models
Cloud Technologies
Machine Learning
Artificial Intelligence

Affirm

Provides buy now, pay later financing solutions

About Affirm

Affirm offers point-of-sale financing solutions as an alternative to traditional credit cards. It allows consumers to make purchases and pay over time through installment plans, often without hidden fees or deferred interest. Affirm partners with merchants to integrate its payment solutions into online and in-store shopping experiences, using user-friendly plugins and APIs. The company generates revenue from interest and fees on loans to consumers, as well as fees from merchants for offering its financing options. Affirm also provides a merchant dashboard for transaction processing and promotional tools to help businesses market these financing options effectively. The goal of Affirm is to empower consumers with flexible payment options while providing value to merchants in the e-commerce and retail markets.

San Francisco, CaliforniaHeadquarters
2012Year Founded
$1,113.8MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees

Benefits

Spending wallets: Access tech, food, lifestyle, and family planning wallets for your expenses
Supportive communities: Get involved with our employee resource groups and community groups
Remote-first workforce: If your role is remote, you can set up shop anywhere in your home country
Generous time off: Take the time you need when life happens
Health benefits: Get a plan that fits your needs
Mental healthcare: Take care of your mind with great mental health programs
Parental leave: Birth and non-birth parents get 18 weeks paid leave. Plus, a 4-week return-to-work transition program, at full base pay.
Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family.
Away days: We offer 24 company-wide paid days off—which help our teams collectively pause to recharge.
Learning & development: Engage in exciting learning programs to level up your growth.

Risks

Increased CFPB regulation could raise compliance costs for Affirm.
Affirm faces competition from new entrants in the BNPL market.
Reliance on partners like Adyen and Apple poses potential revenue risks.

Differentiation

Affirm offers transparent installment loans with no hidden fees or surprises.
Affirm partners with over 2,000 merchants, including major retail brands.
Affirm's user-friendly APIs enable seamless integration with online and in-store platforms.

Upsides

Affirm's partnership with Adyen expands its reach in North America.
Affirm's $4 billion partnership with Sixth Street boosts financial stability.
Affirm's BNPL services gain traction among high-income consumers.

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