Human Interest

Senior Software Engineer II

United States

Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, Fintech, Retirement PlanningIndustries

Position Overview

  • Location Type: Remote
  • Employment Type: Full-time
  • Salary: Not specified

Human Interest is on a mission to ensure that people in all lines of work have access to retirement benefits. Nearly half of all working Americans are not saving enough for their future. Too often it’s because they are employed by a company that doesn’t offer a retirement plan. Human Interest is changing that by making it affordable and accessible for small and medium-sized businesses to offer employees a path to financial independence through retirement savings.

We’re a high-growth tech company changing the retirement industry. We are backed by a number of investors. Most recently, this includes funding from Marshall Wace and Baillie Gifford, as well as top investors such as BlackRock, TPG (The Rise Fund), SoftBank, Glynn Capital, NewView Capital, USVP, Wing, Uncork, and more.

Join our amazing Engineering team.

About the Recordkeeping Team

The Recordkeeping team at Human Interest is dedicated to managing the bookkeeping of retirement plans, enabling the company to serve small businesses and close the retirement savings gap. Our proprietary recordkeeping platform is a major technology investment, supporting the unique needs of 401(k) plans for small businesses. This team is responsible for developing and maintaining trading, cash movement, and accounting systems that oversee billions of dollars in plan assets. Recordkeeping is a technically challenging domain and requires highly scalable solutions that meet the regulatory needs of a large financial institution. The Recordkeeping platform's transactional, trade, and position data support comprehensive reporting on all financial and trading activities, providing a complete picture of financial activity. As a foundational platform, the Recordkeeping team plays a crucial role in the company’s success by accurately recording all financial transactions.

About the Role

As part of the Core Backend team, you’ll play a key role in developing our next-generation, horizontally scalable recordkeeping platform. Recordkeeping is a complex and engaging domain, blending accounting principles with the design of scalable, distributed systems. You’ll work alongside domain experts to design, build, test, and take ownership of the systems and processes that power our 401(k) services and drive customer satisfaction. Reliability and performance are essential to earning customer trust, so you’ll be building resilient, observable, maintainable, and scalable systems. This role requires a strong sense of ownership.

Requirements

  • Not specified

Responsibilities

  • Not specified

Application Instructions

  • Not specified

Skills

Backend Development
Financial Systems
Scalability
Regulatory Compliance
Trading Systems
Cash Movement
Accounting Systems
Data Management

Human Interest

Simplifies retirement savings plans for businesses

About Human Interest

Human Interest simplifies the setup and management of retirement savings plans for small to medium-sized businesses. It offers a unique 401(k) plan that provides a 3% cash back on employee contributions, encouraging savings for employees earning $60,000 or less annually. The company handles all aspects of 401(k) plan administration, including syncing with payroll, processing contributions, and managing compliance testing and IRS paperwork, allowing businesses to focus on their core operations. Human Interest stands out from competitors by offering transparent pricing with no transaction fees, making it more affordable than traditional retirement benefits. Additionally, it provides financial education through its (k)ickstart™ classroom, which includes a free course for first-time savers, along with award-winning customer service and a mobile-friendly experience.

San Francisco, CaliforniaHeadquarters
2015Year Founded
$561.2MTotal Funding
DEBTCompany Stage
Fintech, Financial ServicesIndustries
501-1,000Employees

Benefits

Our 401(k) includes a dollar-for-dollar employer match up to 4% of compensation
Top-of-the-line health, dental, and vision, with employee premiums fully paid and dependent premiums 50% covered by Human Interest
Stock options for every employee
Generous PTO policy
HSA or FSA offering with an annual employer contribution
Short/Long-term disability and life insurance
Generous parental leave policy
Dollar-for-dollar match of employee donations to nonprofit 501(c)(3) organizations, up to $1,000 per year
Monthly work from home stipend
Annual wellness stipend

Risks

Increased competition from established financial institutions may pressure market share.
Rapid expansion into Utah could strain resources and operational capacity.
Reliance on technology makes Human Interest vulnerable to technological failures or disruptions.

Differentiation

Human Interest offers a unique 3% cash back on employee 401(k) contributions.
The company provides end-to-end administration, including compliance and IRS paperwork handling.
Human Interest charges clear, affordable pricing with zero transaction fees for businesses.

Upsides

The SECURE 2.0 Act could expand Human Interest's customer base among small businesses.
Partnership with BlackRock enhances credibility and provides resources for market expansion.
Increased demand for digital financial services boosts Human Interest's technology-driven approach.

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