[Remote] Senior Software Engineer at Affirm

United States

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

FinTechIndustries

Requirements

Master’s degree or foreign equivalent in Computer Science, Computer Software Engineering, Information Management or related field
5 years of experience building software using modern programming languages such as Kotlin, Python, or equivalent
5 years of experience designing full stack software solutions that are robust, maintainable, and scalable
5 years of experience leveraging software engineering best-practices such as Source Control, Agile Methodology, or Code Reviews to develop and deploy projects within an agreed upon timeline
5 years of experience debugging code issues utilizing logging and monitoring systems and stack trace analysis
5 years of experience writing technical specifications for software features, discussing tradeoffs and breaking down complex concepts into actionable work items
5 years of experience developing backend features including APIs (application programming interfaces), data schemas, data stores, and algorithms
5 years of experience ensuring code quality and system health via automated and manual test coverage, debugging, and "on-call rotations"
5 years of experience participating in recruiting efforts via conducting interviews and writing or presenting technical content

Responsibilities

Design and develop software for the consumer facing mobile and web application
Create tools and libraries that provide foundational functionality for, or in support of, the core consumer facing web and mobile applications
Maintain, improve, test, build, and release pipelines
Incorporate needs and opinions from stakeholders, advocating for ideas and initiatives
Provide guidance on core application architectural decisions and driving implementation
Work with engineers across the organization on project definition, technical specification, task break-down, delivery, monitoring, and maintenance
Generate designs for new functionalities that are robust, maintainable and scalable
Write code that can be understood and leveraged by others, and meet the demands of the business’s rapid growth
Provide support on questions about the consumer facing application implementation and the tooling built around the app
Mentor less-experienced members of the team by helping them with code review and setting up best coding practices

Skills

Key technologies and capabilities for this role

KotlinPythonFull Stack DevelopmentAgile MethodologySource ControlCode ReviewsCI/CDMobile DevelopmentWeb DevelopmentDebugging

Questions & Answers

Common questions about this position

What is the base pay and equity information for this role?

The position is Base Pay Grade – N and Equity Grade - 6. Employees new to Affirm typically come in at the start of the pay range, based on factors like location, experience, and job-related skills. Base pay is part of a total compensation package that may include more.

Is this a remote position?

Yes, the role may telecommute.

What skills and experience are required for this Senior Software Engineer role?

Candidates need a Master’s degree or equivalent in Computer Science or related field plus 5 years of experience in building software with modern languages like Kotlin or Python, designing full stack solutions, leveraging best practices like Agile and code reviews, debugging, writing specs, developing backend features, ensuring code quality, and participating in recruiting.

What is the team environment like at Affirm?

The role involves working with engineers across the organization on project definition and delivery, incorporating stakeholder needs, mentoring less-experienced team members through code reviews and best practices, and participating in recruiting efforts.

What makes a strong candidate for this position?

A strong candidate holds a Master’s degree in Computer Science or related field with 5+ years of hands-on experience in full stack development using languages like Kotlin or Python, software best practices, backend APIs, debugging, testing, and mentoring, plus the ability to design scalable solutions and collaborate across teams.

Affirm

Provides buy now, pay later financing solutions

About Affirm

Affirm offers point-of-sale financing solutions as an alternative to traditional credit cards. It allows consumers to make purchases and pay over time through installment plans, often without hidden fees or deferred interest. Affirm partners with merchants to integrate its payment solutions into online and in-store shopping experiences, using user-friendly plugins and APIs. The company generates revenue from interest and fees on loans to consumers, as well as fees from merchants for offering its financing options. Affirm also provides a merchant dashboard for transaction processing and promotional tools to help businesses market these financing options effectively. The goal of Affirm is to empower consumers with flexible payment options while providing value to merchants in the e-commerce and retail markets.

San Francisco, CaliforniaHeadquarters

2012Year Founded

$1,113.8MTotal Funding

IPOCompany Stage

Fintech, Financial ServicesIndustries

1,001-5,000Employees

Benefits

Spending wallets: Access tech, food, lifestyle, and family planning wallets for your expenses

Supportive communities: Get involved with our employee resource groups and community groups

Remote-first workforce: If your role is remote, you can set up shop anywhere in your home country

Generous time off: Take the time you need when life happens

Health benefits: Get a plan that fits your needs

Mental healthcare: Take care of your mind with great mental health programs

Parental leave: Birth and non-birth parents get 18 weeks paid leave. Plus, a 4-week return-to-work transition program, at full base pay.

Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family.

Away days: We offer 24 company-wide paid days off—which help our teams collectively pause to recharge.

Learning & development: Engage in exciting learning programs to level up your growth.

Risks

Increased CFPB regulation could raise compliance costs for Affirm.

Affirm faces competition from new entrants in the BNPL market.

Reliance on partners like Adyen and Apple poses potential revenue risks.

Differentiation

Affirm offers transparent installment loans with no hidden fees or surprises.

Affirm partners with over 2,000 merchants, including major retail brands.

Affirm's user-friendly APIs enable seamless integration with online and in-store platforms.

Upsides

Affirm's partnership with Adyen expands its reach in North America.

Affirm's $4 billion partnership with Sixth Street boosts financial stability.

Affirm's BNPL services gain traction among high-income consumers.

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