Senior Software Engineer at Nova Credit

Toronto, Ontario, Canada

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Financial ServicesIndustries

Requirements

Candidates should possess over 5 years of relevant experience, preferably in high-growth or early-stage startups. Strong expertise in Node.js, React, TypeScript, Python, PostgreSQL, and AWS is required. The ideal candidate is a proactive problem-solver, an effective communicator, and a strong collaborator.

Responsibilities

The Senior Software Engineer will lead key technical projects from design to delivery, drive the implementation of scalable and robust solutions, and contribute to the technical roadmap. Responsibilities include designing and building enterprise-grade APIs, expanding design systems, leading integrations with data suppliers, developing advanced data models, and advancing architectural enhancements. The role also involves mentoring junior engineers and championing best practices.

Skills

Node.js

React

TypeScript

Python

PostgreSQL

AWS

APIs

design systems

data models

data integrations

enterprise-grade APIs

platform scalability

Nova Credit

Translates international credit data for lenders

About Nova Credit

Nova Credit helps newcomers to the U.S. by translating their international credit histories into standardized credit reports through its service called Credit Passport®. This allows financial institutions to assess the creditworthiness of these individuals, enabling them to access products like credit cards and loans. Additionally, Nova Credit offers Cash Atlas™, which uses bank transaction data to improve risk prediction for consumers with limited credit histories. The company aims to assist financial institutions in expanding their customer base and making informed lending decisions.

San Francisco, CaliforniaHeadquarters

2016Year Founded

$111.2MTotal Funding

SERIES_CCompany Stage

Fintech, Financial ServicesIndustries

51-200Employees

Benefits

Medical, Dental, and Vision are 99% subsidized for Nova Credit employees, and 50% for dependents.

Nova Credit sponsored 401K plan.

On each work anniversary, Nova Credit will reimburse the cost of a roundtrip economy ticket to any destination in the world.

Unlimited vacation policy.

Risks

Equifax's new program may reduce Nova Credit's market share in cross-border credit.

Partnerships in Canada may lead to increased regulatory scrutiny and compliance challenges.

Nova Credit Platform launch poses operational risks in managing diverse data sources.

Differentiation

Nova Credit offers unique cross-border credit solutions like Credit Passport® and Cash Atlas™.

The company leverages alternative credit data to fill gaps in traditional credit analytics.

Nova Credit partners with major institutions like American Express and HSBC for credit solutions.

Upsides

Increased open banking adoption boosts demand for Nova Credit's alternative credit solutions.

Rising global immigration rates expand the market for Nova Credit's cross-border services.

Digital identity verification tech supports Nova Credit's international credit data initiatives.

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