Manager, Prior Authorizations
NateraSalary not specified
Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Payments, BankingIndustries
Requirements
- Ability to understand and anticipate customer needs and the dynamics of target markets
- Excellent communication and teamwork skills with cross-functional or multicultural teams, clients, and partners
- Strong critical thinking and vision, with ability to articulate and implement improvements in processes and products
- Proven experience as a Product Manager in the payments industry, with focus on card authorization
- Deep understanding of Visa and Mastercard product rules and technical specifications
- Familiarity with authorization flows, ISO 8583 messaging, and integration with acquirers and issuers
- Strong analytical skills to interpret performance data and make evidence-based decisions
- Excellent communication and stakeholder management skills across technical and non-technical audiences
- Intermediate to advanced English (for reading technical documentation and interacting with global partners)
- Basic Qualifications: 5+ years relevant work experience with Bachelor's Degree, or 2+ years with Advanced degree (e.g., Masters, MBA, JD, MD), or 0 years with PhD
- Preferred Qualifications: 6+ years work experience with Bachelor's Degree, or 4+ years relevant experience with Advanced Degree, or up to 3 years with PhD
Responsibilities
- Own the product roadmap for card authorization, ensuring alignment with company’s strategic goals
- Act as the main point of contact between engineering, business, compliance teams, issuers, and external partners (such as card networks and acquirers)
- Ensure products comply with the latest Visa and Mastercard rules and updates
- Monitor and analyze authorization performance metrics (approval rates, declines, fraud, etc.) and drive continuous improvements
- Participate in technical and strategic forums with card networks and partners to anticipate regulatory and technological changes
- Conduct discovery with internal and external stakeholders to identify opportunities for innovation and efficiency
- Define and prioritize functional and technical requirements in collaboration with engineering teams
- Ensure product quality, including non-functional aspects such as integrity, resilience, and scalability
Skills
Product Management
Payments
Card Authorization
Visa Rules
Mastercard Rules
ISO 8583
Authorization Flows
Acquirer Integration
Issuer Integration
Stakeholder Management
Visa
Global digital payment network provider
About Visa
Visa operates a global digital payment network that facilitates electronic payments for millions of people daily. The company connects consumers, businesses, financial institutions, and governments, allowing them to make transactions using Visa cards. Each time a card is used, Visa earns money through transaction, service, and data processing fees. Unlike many competitors, Visa focuses on expanding access to financial services for underserved communities and supporting local economies. The company's goal is to promote financial inclusivity and drive sustainable commerce, ensuring that more people can participate in the global economy.
San Francisco, CaliforniaHeadquarters
1958Year Founded
$55.8MTotal Funding
ANGEL_INDIVIDUALCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees
Benefits
Health Insurance.
Life Insurance.
Dental Insurance.
Disability Insurance.
Accidental Death & Dismemberment Insurance.
Risks
CBDCs could reduce reliance on Visa's payment network.
'Buy Now, Pay Later' services may decrease traditional credit card transactions.
Fintech startups offering zero-fee transactions could pressure Visa's revenue model.
Differentiation
Visa operates a global digital payment network connecting millions daily.
The company focuses on financial inclusivity and sustainability in its operations.
Visa collaborates with central banks on Central Bank Digital Currencies (CBDCs).
Upsides
Visa's partnership with fintechs enhances cross-border payment solutions.
Adoption of blockchain technology could revolutionize digital payments.
AI-driven fraud detection systems are reducing fraudulent activities.
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