Senior Machine Learning Engineer at EarnIn

Bengaluru, Karnataka, India

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

FintechIndustries

Skills

Key technologies and capabilities for this role

Machine LearningDeep LearningStatistical ModelsMLOpsDevOpsSystem LoggingMonitoringModel DeploymentModel ValidationMulti-modal ModelsMulti-task Models

Questions & Answers

Common questions about this position

Is this position remote or hybrid?

The position is hybrid and requires working from the Bengaluru office.

What are the required qualifications for this role?

Candidates need an MS or PhD in Computer Science or a related field, plus 4+ years of ML engineering experience.

What key skills are needed for the Senior Machine Learning Engineer role?

Strong programming skills in Python, data engineering skills, extensive knowledge of machine learning algorithms, and hands-on experience with architectural patterns for large-scale software applications are required.

What benefits does EarnIn offer?

EarnIn provides excellent employee benefits, including healthcare, internet/cell phone reimbursement, a learning and development stipend, and opportunities to collaborate with and travel to the Palo Alto HQ and Bangkok site.

What experience stands out for applicants to this Machine Learning Engineer position?

Applicants with 4+ years in ML engineering, strong Python and data engineering skills, deep knowledge of ML algorithms, and experience with large-scale software architecture will be strong candidates.

EarnIn

Provides early wage access without fees

About EarnIn

Earnin allows individuals to access their earned wages before payday without any fees or interest. Users can cash out a portion of their earnings and benefit from features like the "Balance Shield," which helps maintain their bank account balance. Unlike traditional financial institutions, Earnin operates on a model where users choose how much to pay for the service, fostering a community-driven approach. The company's goal is to create a fairer financial system that prioritizes accessibility and mutual support.

Palo Alto, CaliforniaHeadquarters

2012Year Founded

$184.9MTotal Funding

SERIES_CCompany Stage

FintechIndustries

201-500Employees

Benefits

Life in balance - Ten company holidays and flexible time off so you can rest and recharge when you need it most. With pay, no catch.

Family matters - When your family grows, we want your focus on them. Our generous parental leave policy and wellness funds make it easy to put yourself and loved ones first.

Learn & grow - A commitment to career development that includes regular training for team members and managers alike, 360 feedback, and an annual stipend for growth opportunities.

Company culture - Employee Resource Groups provide growth opportunities and allow you to create the company you want to work at (more on that below).

Health & wellness - Flexible healthcare options across medical, dental, and vision—and a free Employee Assistance program offering mental health resources and legal advice.

Save & support - Includes Earnin’s 401(K) and FSA plans with tax advantages for retirement, healthcare, and dependent care expenses.

Risks

Legal challenges from deceptive lending allegations could harm Earnin's reputation.

Increased competition in early wage access may impact Earnin's market share.

Reliance on voluntary contributions may not sustain long-term revenue.

Differentiation

Earnin offers fee-free early wage access, unlike traditional payday loans.

Users choose their payment amount, fostering a community-driven financial model.

Balance Shield feature provides automatic deposits to prevent overdrafts.

Upsides

Earnin has facilitated over $15 billion in earnings access since 2013.

Recognition as Best Payments App highlights Earnin's fintech innovation.

Partnerships with gig platforms could expand Earnin's user base.

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