Senior Machine Learning Engineer at EarnIn

Bengaluru, Karnataka, India

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

FintechIndustries

Requirements

Candidates should possess an MS or PhD degree in Computer Science or a related technical field, along with 4+ years of experience in Machine Learning engineering. Strong programming skills in Python and data engineering skills are required, and extensive knowledge of machine learning algorithms and hands-on experience with architectural patterns for large-scale software applications are also necessary. Experience building and productionizing machine learning systems is crucial, and familiarity with NLP or CV is a plus.

Responsibilities

As a Senior Machine Learning Engineer, you will design, build, and launch efficient and reliable machine learning models to drive business impact, train and validate state-of-the-art models, partner with stakeholders to analyze business problems and define system scope, work with data platform teams to enable data pipelines, and drive high ML and engineering standards through mentoring and knowledge sharing.

Skills

Machine Learning

Deep Learning

Statistical Models

MLOps

DevOps

System Logging

Monitoring

Model Deployment

Model Validation

Multi-modal Models

Multi-task Models

EarnIn

Provides early wage access without fees

About EarnIn

Earnin allows individuals to access their earned wages before payday without any fees or interest. Users can cash out a portion of their earnings and benefit from features like the "Balance Shield," which helps maintain their bank account balance. Unlike traditional financial institutions, Earnin operates on a model where users choose how much to pay for the service, fostering a community-driven approach. The company's goal is to create a fairer financial system that prioritizes accessibility and mutual support.

Palo Alto, CaliforniaHeadquarters

2012Year Founded

$184.9MTotal Funding

SERIES_CCompany Stage

FintechIndustries

201-500Employees

Benefits

Life in balance - Ten company holidays and flexible time off so you can rest and recharge when you need it most. With pay, no catch.

Family matters - When your family grows, we want your focus on them. Our generous parental leave policy and wellness funds make it easy to put yourself and loved ones first.

Learn & grow - A commitment to career development that includes regular training for team members and managers alike, 360 feedback, and an annual stipend for growth opportunities.

Company culture - Employee Resource Groups provide growth opportunities and allow you to create the company you want to work at (more on that below).

Health & wellness - Flexible healthcare options across medical, dental, and vision—and a free Employee Assistance program offering mental health resources and legal advice.

Save & support - Includes Earnin’s 401(K) and FSA plans with tax advantages for retirement, healthcare, and dependent care expenses.

Risks

Legal challenges from deceptive lending allegations could harm Earnin's reputation.

Increased competition in early wage access may impact Earnin's market share.

Reliance on voluntary contributions may not sustain long-term revenue.

Differentiation

Earnin offers fee-free early wage access, unlike traditional payday loans.

Users choose their payment amount, fostering a community-driven financial model.

Balance Shield feature provides automatic deposits to prevent overdrafts.

Upsides

Earnin has facilitated over $15 billion in earnings access since 2013.

Recognition as Best Payments App highlights Earnin's fintech innovation.

Partnerships with gig platforms could expand Earnin's user base.

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