Senior Liquidity Risk Oversight Analyst at M&T Bank

Buffalo, New York, United States

Apply Now

Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Banking, Financial ServicesIndustries

Requirements

MBA with outstanding academic credentials and minimum two years work experience, or BA/CPA/CFA with three-plus years experience
Excellent written and oral communication skills
Superior interpersonal and leadership talent
Advanced analytical abilities
Strong quantitative, financial, and economic skills
Detail-oriented
Advanced computer skills and strong knowledge of pertinent spreadsheet and database software
Adept at working across all levels of the organization from junior staff to senior/executive management
Comfortable working with minimal/moderate oversight under tight deadlines

Responsibilities

Interact directly with Treasury team members to conduct effective challenge of Treasury risk pillars (interest rate risk/liquidity risk/market risk) through annual process assessments (PA) and periodic challenge reviews (CR)
Establish findings as a result of PAs and CRs when regulatory or best-practice gaps exist, as uncovered through the PA and CR frameworks
Communicate findings to Treasury team members
Drive process improvement initiatives and work with others within and external to TRMO to implement changes to methodology and enhance/streamline processes to improve efficiency and sustainability
Provide leadership, guidance and direction to junior staff regarding all aspects of data analysis, risk reporting, risk identification, risk policies and governance and regulatory compliance
Maintain and develop in others knowledge on standard concepts, practices, and procedures within the risk analytics field
Build new financial challenger-type models or utilize existing ALM model to increase efficacy of oversight activities
Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies
Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable
Promote an environment that supports belonging and reflects the M&T Bank brand
Complete other related duties as assigned

Skills

Liquidity Risk

Interest Rate Risk

Market Risk

Risk Analytics

Financial Modeling

ALM Models

Data Analysis

Regulatory Compliance

Process Assessment

Treasury Oversight

Risk Reporting

M&T Bank

Full-service banking for individuals and businesses

About M&T Bank

M&T Bank provides a variety of banking services to individuals, small businesses, and larger companies. Their offerings include mortgage assistance, personal and business checking accounts, and mobile banking options. The bank primarily operates in the Northeastern and Mid-Atlantic regions of the United States, emphasizing community engagement and a focus on customer service. M&T Bank's business model is based on traditional banking practices, such as loans, deposits, and investment products, and it generates revenue through interest income and service fees. A key aspect that sets M&T Bank apart from its competitors is its commitment to community involvement, which includes allowing employees to volunteer and supporting local organizations. The recent merger with United Bank, N.A. has further expanded their services and market presence.

Buffalo, New YorkHeadquarters

1993Year Founded

IPOCompany Stage

Financial ServicesIndustries

10,001+Employees

Risks

Competition from fintechs could erode M&T Bank's market share among tech-savvy customers.

Integration challenges from the United Bank merger may disrupt operations.

Decreased prime rate could reduce interest income, impacting profitability.

Differentiation

M&T Bank emphasizes community engagement through its charitable foundation and volunteer programs.

The bank offers a wide range of traditional and digital banking services.

Recent merger with United Bank, N.A. expands M&T's market reach and service offerings.

Upsides

M&T Bank's $1.5 billion senior notes offering strengthens its financial position.

Decreased prime rate may attract more borrowers, increasing loan volume.

Shannon Lazare's appointment as New Jersey Regional President enhances local community engagement.

Land your dream remote job 3x faster with AI

Try Jobo Free