Senior Analyst - DT Governance Risk And Compliance
ServiceNowSalary not specified
$120,000 – $180,000Compensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Banking, LendingIndustries
Requirements
- 5+ years of fraud experience, including 3+ years driving fraud/risk prevention, detection, and risk management strategies within banking, lending, or fintech
- Experience with rule engines, case management, KYC/CIP on-boarding, AML monitoring systems, and workflow design
- Demonstrated success solving complex, ambiguous problems and implementing operational improvements
- Comfortable writing SQL queries to build periodic and ad hoc reports
- Monitor and report key metrics on fraud trends, customer impact, and operational performance
- Self-starter with a bias towards action and ability to thrive in a fast-paced environment
- Strong knowledge of payment fraud schemes, money laundering typologies, and suspicious activity monitoring
- Comfortable working cross-functionally across teams that have differing priorities
- Strong organizational, analytical, interpersonal, oral, and written communication skills
- Creative thinker and self-starter with a passion for consumer FinTech and fraud detection
- Team player with a proactive attitude and willingness to contribute to the overall success of our customer’s credit building journey and the success of Kikoff
Responsibilities
- Collaborate across functions and products to review and identify potential fraud cases and trends
- Analyze data to define and monitor key fraud metrics
- Recommend and implement strategies and best practices to mitigate fraud with a test and learn mindset
- Partner with Operations to implement remediation procedures and adverse action approach
- Have firm understanding of regulatory measures to develop creative solutions with minimal friction
- Documenting daily reviews including case investigations, trends, and patterns
- Supporting daily payment fraud operations as a tier 3 resource and coach others how to better strengthen the fraud function
- Working closely with partners to submit required incident reporting and remediate findings including but not limited to SARs and UARs
- Support compliance functions when needed and annual audits and reviews
Skills
Fraud Detection
Risk Management
Transaction Monitoring
ACH
Stripe
SARs
UARs
Data Analysis
Regulatory Compliance
Kikoff
Credit building services for individuals
About Kikoff
Kikoff helps individuals, especially those with low or no credit, build a positive payment history and improve their credit scores. Its services are user-friendly and do not require credit checks, making them accessible to a wide range of clients. Kikoff offers tools for credit management, including easy disputing, rent reporting, and credit monitoring reports, along with an optional Autopay feature. The company's goal is to empower users to take control of their credit journey and achieve significant improvements in their credit scores.
San Francisco, CaliforniaHeadquarters
2019Year Founded
$41.3MTotal Funding
SERIES_BCompany Stage
Fintech, Financial ServicesIndustries
51-200Employees
Benefits
Health Insurance
Dental Insurance
Vision Insurance
Stock Options
Unlimited Paid Time Off
Risks
Increased competition from new fintech startups could dilute market share.
Regulatory scrutiny may lead to increased compliance costs for Kikoff.
Economic downturns could decrease consumer spending, impacting revenue.
Differentiation
Kikoff offers credit building without credit checks, making it accessible to many.
The platform provides easy disputing and rent reporting to enhance credit scores.
Kikoff's Autopay feature ensures clients never miss a due date.
Upsides
Kikoff recognized as a top credit builder app in 2024.
AI-driven tools can enhance user experience with personalized strategies.
Partnerships with educational platforms can attract younger demographics.
Related Jobs
RemoteRemoteSenior Fraud Risk Manager
Earnest$180,000 - $217,000/year
Full Time
Senior (5 to 8 years), Junior (1 to 2 years)
RemoteFraud Operations Specialist
Ramp$72,000 - $147,000/year
- Full Time
- Mid-level (3 to 4 years), Senior (5 to 8 years)
RemoteActuary, Risk and Compliance
HumanaSalary not specified
RemoteFraud Strategist
ImprintSalary not specified