[Remote] Senior Engineering Manager - Risk at Mercury

New York, New York, United States

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Not SpecifiedCompensation

Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, BankingIndustries

Requirements

9+ years of software development experience, including 3–5+ years of engineering management in a high-scale tech environment
AI/ML expertise—you’ve built and launched applied AI products (from LLMs to traditional ML models), shipping them from 0→1 and scaling 1→10 in production environments
Proven success building large-scale backend distributed systems, ideally involving integrations and decision automation
Experience with or curiosity about KYC, AML, risk, or compliance systems in financial services or fintech
A track record of raising the bar for quality and reliability, balancing shipping speed with technical excellence
Strong communication and leadership skills—you can inspire engineers, partner across functions, and adapt your management style to the moment
The ability to hire, retain, and develop exceptional technical talent
A pragmatic builder’s mindset: you believe beautiful systems are those that work, adapt, and last

Responsibilities

Lead teams (4–8 engineers each) responsible for account onboarding, KYC/KYB, AML, and fraud detection decisioning and workflows, and operational tooling
Apply AI/ML—from traditional models to large language models—to unlock faster, real-time bank account application approvals. This work sits on the critical business path, directly driving efficiency and revenue growth
Partner with Product, Risk, and Data teams to design and deliver scalable systems that balance user experience with compliance rigor
Shape the next generation of our KYC and risk platforms—reliable, resilient, and easy to extend as regulations and business needs evolve
Create a strong culture of operational excellence, with measurable improvements to uptime, accuracy, and system quality
Build, mentor, and grow engineering talent; help managers and senior engineers level up technically and organizationally
Drive clarity amid complexity: translating between regulatory nuance and technical execution
Foster collaboration across teams to align on priorities, simplify interfaces, and make the whole system more maintainable and elegant

Skills

Key technologies and capabilities for this role

Engineering ManagementAIMLKYCKYBAMLFraud DetectionAccount OnboardingWorkflowsOperational ToolingReal-time DecisioningLarge Language Models

Questions & Answers

Common questions about this position

What experience is required for this Senior Engineering Manager role?

Candidates should have 9+ years of software development experience, including 3–5+ years of engineering management in a high-scale tech environment, and AI/ML expertise with experience building and launching models.

What is the salary or compensation for this position?

This information is not specified in the job description.

Is this role remote or does it require office work?

This information is not specified in the job description.

What team size will I be leading in this role?

You will lead teams of 4–8 engineers each responsible for account onboarding, KYC/KYB, AML, and fraud detection.

What makes a strong candidate for this position?

A strong candidate has extensive experience in software development and engineering management in high-scale environments, AI/ML expertise, and the ability to build and mentor engineering talent while fostering operational excellence and cross-team collaboration.

Mercury

Banking services for startups and founders

About Mercury

Mercury provides banking services specifically designed for startups, regardless of their size or stage of development. Their offerings include free checking and savings accounts, debit and credit cards, and options for domestic and international wire transfers, as well as treasury and venture debt services. The platform is user-friendly, allowing founders to manage their finances with ease. What sets Mercury apart from traditional banks is its focus on the startup community, offering programs that connect founders with valuable resources and advice to help them succeed. The goal of Mercury is to empower startups by providing them with the financial tools and support they need to grow and thrive.

San Francisco, CaliforniaHeadquarters

2017Year Founded

$146.8MTotal Funding

DEBTCompany Stage

Fintech, Financial ServicesIndustries

1,001-5,000Employees

Benefits

Health, dental, & vision

Custom equipment setup

401(K) matching

12+ weeks paid parental leave

Book budget

Wellness benefits

Grocery budget

Paid lunch

Personalized callsign

Unlimited vacation policy (with mandatory minimum)

Risks

Mercury's decision to stop serving certain countries may lead to customer loss.

Integration challenges from the Teal acquisition could disrupt services.

Expansion into consumer banking might divert focus from core startup services.

Differentiation

Mercury offers both business and personal banking services, unlike many fintech competitors.

The company provides integrated financial management tools, enhancing startup operational efficiency.

Mercury's Raise program connects startups with investors, mentors, and other founders.

Upsides

Mercury secured a $100 million credit warehouse to expand its credit card business.

The acquisition of Teal enhances Mercury's financial management offerings for startups.

Mercury Personal expands market reach by attracting tech-savvy individuals.

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