Senior Data Scientist - Compliance

About the Role

In 1999, NASA lost contact with its Mars Climate Orbiter after its 9-month journey from Earth. It began its planned orbital insertion maneuver but went out of radio contact after passing behind Mars and was either destroyed in the atmosphere or re-entered heliocentric space after leaving Mars's atmosphere. Either way, a discrepancy between two pieces of software in which units were used resulted in a very expensive mistake.

While Mercury’s journey into the cosmos may be more metaphorical, mistakes can still come with a high cost. Our need to ensure we meet the highest standards of integrity and regulatory compliance grows hand in hand with our scale and our ambitions for what’s next. To deliver on this need, we are hiring a Senior Data Scientist to partner directly with our Compliance team to ensure our reporting, systems, and processes are aligned with regulatory and banking partner expectations as well as industry best practices. Through generating reports, building the data pipelines to power them, and developing dashboards to monitor for emerging risks or track ongoing remediations, your work will directly contribute to Mercury’s commitment to doing things the right way.

This is an opportunity to join Mercury at a pivotal moment in our growth. You will be working on some of the most critical challenges that ensure Mercury can continue building trustworthy, scalable financial infrastructure.

What You'll Do

• Serve as the key data scientist for Compliance, advising on feasibility and scoping of technical solutions for internal, regulatory and banking partner requirements.
• Analyze transaction, customer, and operational data to identify trends, surface anomalies, and support risk assessments.
• Generate both one-off reports and dynamic dashboards to demonstrate, track, and monitor for compliance.
• Build pipelines and workflows to ensure repeatable, auditable reporting outputs.
• Validate and QA data used in regulatory submissions or internal reporting to ensure accuracy and completeness.
• Partner with cross-functional teams, including Risk, Engineering, Product, and Legal, to understand nuances in requirements, how we implement them, and what data we generate to demonstrate our adherence.

What You Should Have

• 4+ years of experience working with and analyzing large datasets to solve problems and drive impact, with 1+ years supporting Compliance, Regulatory Reporting, or Financial Crimes teams.
• Fluency in SQL and experience using it to understand and manage imperfect data.
• A deep understanding of data lineage and systems of record in complex environments.
• Prior experience with compliance areas like consumer compliance, BSA/AML, KYC, sanctions screening, or suspicious activity monitoring.
• Exceptional attention to detail and a low tolerance for ambiguity in analytical work.
• Comfort working in fast-paced, evolving environments with stakeholders of varying technical backgrounds.
• Strong communication and stakeholder management skills, particularly in translating regulatory needs into data requirements.

Ideally, You Also Have

• Fluency in Python
• Experience building scalable data pipelines and ETL processes with DBT or similar.

Total Rewards

The total rewards package at Mercury includes base salary, equity (stock options), and benefits.

Our salary and equity ranges are highly competitive within the SaaS and fintech industry and are updated regularly using the most reliable compensation survey data for our industry. New hire offers are made based on a candidate’s experience, expertise, geographic location, and internal pay equity relative to peers.

Our target new hire base salary ranges for this role are the following:

• US employees (any location): $166,600 - 208,300
• Canadian employees (any location): CAD $157,400 - 196,800

*Mercury is a financial technology company, not a bank. Banking services provided through Choice Financial Group, Column N.A, and Evolve Bank & Trust, Members FDIC. Mercury values diversity & be