Senior Data Scientist - Credit & Lending
Mercury- Full Time
- Senior (5 to 8 years), Junior (1 to 2 years)
Monzo is on a mission to make money work for everyone. We’re disrupting traditional banking with innovative products and a customer-centric approach. We offer personal and business bank accounts, joint accounts, accounts for 16-17 year olds, a free kids account, credit cards, and savings/investment options in the UK. We’re known for our coral cards, get-paid-early feature, and award-winning customer service. Our UK customer base has grown to over 11 million. We prioritize data-driven decision making and empower our teams with easy-to-use analytics.
We're looking for a Senior Product Data Scientist to help build the bank of the future. You'll be instrumental in supercharging user engagement in 2025 and building a bank that customers truly love.
Digital-only banking platform for consumers
Monzo operates as a digital-only banking platform focused on providing a modern way for individuals to manage their finances. Its main product is a mobile app that allows users to track their income, spending, and savings easily. The app includes features that help users save money, such as automatically setting aside a portion of their paycheck or rounding up transactions to the nearest dollar. Monzo generates revenue through interest on deposits, fees for certain services, and interchange fees from card transactions, as well as offering overdrafts and personal loans. What sets Monzo apart from traditional banks is its real-time balance updates and instant spending notifications, which help users stay informed about their finances. The goal of Monzo is to provide a convenient, mobile-first banking experience that meets the needs of its growing customer base, which has surpassed 8 million users.