Senior Business Analyst at Above Lending

Chicago, Illinois, United States

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Financial Services, LendingIndustries

Requirements

Bachelor's or Master’s degree in Finance, Economics, Statistics, Business, Engineering, or a related analytical field
3–7 years of experience in business analytics, credit risk, or strategy; preferably within consumer lending, fintech, or startup environments
Strong SQL skills required; proficiency in Excel
Working knowledge of Python or R is a plus
Familiarity with credit reports, credit scoring models, and consumer loan performance metrics
Ability to interpret complex data and communicate insights clearly to cross-functional partners
Detail-oriented with excellent organizational skills and the ability to manage multiple projects in a fast-paced environment
A proactive mindset and desire to dig into both strategic and tactical challenges to drive measurable impact

Responsibilities

Analyze credit and originations performance, surfacing trends and measuring the impact of business initiatives on risk, funnel efficiency, and customer acquisition
Build analytics that track progress towards company KPIs and drivers of performance that are critical to achieving originations and credit goals
Partner with Product, Operations, and Data teams to validate releases, streamline underwriting processes, and ensure credit policies align with business objectives
Collaborate with model development teams to support deployment, monitoring, and backtesting of credit and underwriting models
Monitor dashboards and performance tracking tools to guide strategic decisions and support cross-functional partners
Identify and investigate early warning signs of credit deterioration or operational inefficiencies
Present findings and recommendations to non-technical stakeholders, including Senior Leadership, to influence decision-making

Skills

Key technologies and capabilities for this role

Business AnalyticsCredit Risk AnalysisSQLData AnalysisDashboardingPerformance TrackingUnderwritingKPIsModel MonitoringStakeholder Presentation

Questions & Answers

Common questions about this position

What benefits does Above Lending offer?

Above Lending offers considerable employer contributions for health, dental, and vision programs, a flexible time-off policy, 401(K) match with immediate 100% vesting, and merit advancement opportunities.

Is this a remote position or does it require office work?

This information is not specified in the job description.

What skills and experience are required for the Senior Business Analyst role?

Required qualifications include a Bachelor's or Master’s degree in Finance, Economics, Statistics, Business, Engineering, or related field, 3–7 years of experience in business analytics, credit risk, or strategy (preferably in consumer lending, fintech, or startups), strong SQL skills, proficiency in Excel, and familiarity with credit reports, credit scoring models, and consumer loan performance metrics.

What is the company culture like at Above Lending?

This information is not specified in the job description.

What makes a strong candidate for this Senior Business Analyst position?

A strong candidate has a proactive mindset, strong analytical skills, understanding of credit risk, 3–7 years of relevant experience preferably in consumer lending or fintech, strong SQL and Excel proficiency, and the ability to communicate insights clearly to cross-functional partners in a fast-paced environment.

Above Lending

Financial services for debt management and lending

About Above Lending

Above Lending provides financial services that simplify the lending process and assist clients in managing their debt. The company offers straightforward financial products that help individuals achieve their personal finance goals. Clients benefit from competitive interest rates and personalized support from loan specialists, making credit more affordable and accessible. Above Lending primarily targets individuals who want to take control of their debt and enhance their financial well-being. Unlike many competitors, Above Lending focuses on transparency and personalized service, ensuring that clients understand their options. The goal of Above Lending is to help borrowers attain financial stability and reach their financial aspirations.

Northbrook, IllinoisHeadquarters

2019Year Founded

$200MTotal Funding

DEBTCompany Stage

Fintech, Financial ServicesIndustries

51-200Employees

Benefits

Health Insurance

Dental Insurance

Vision Insurance

Paid Vacation

Paid Sick Leave

Unlimited Paid Time Off

401(k) Company Match

401(k) Retirement Plan

Professional Development Budget

Risks

Rising interest rates may reduce demand for Above Lending's loan products.

Increased competition from fintech startups could erode market share.

Declining consumer credit scores may increase loan default risks.

Differentiation

Above Lending offers personalized support from dedicated loan specialists.

The company focuses on making credit more affordable and accessible.

Above Lending simplifies the lending process for better client experience.

Upsides

Closed a $200 million facility to fund loan book growth.

Increased demand for digital lending platforms boosts Above Lending's market potential.

Growing interest in financial literacy can enhance Above Lending's educational offerings.

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