[Remote] Senior Backend Engineer - Thrive at Arta Finance

United States

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$120,000 – $195,000Compensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Financial Services, LendingIndustries

Requirements

Candidates should possess strong software engineering fundamentals and coding skills, with experience building and maintaining distributed systems or data-intensive applications. Familiarity with cloud-native architectures and modern backend frameworks is expected, along with a proven track record of shipping features for consumer-facing products. The ability to translate product requirements into robust technical solutions and excellent communication and cross-functional collaboration skills are essential. Candidates must be self-sufficient in managing tasks and sharing progress, and able to effectively leverage AI-powered development tools. Previous fintech or credit/lending platform experience and exposure to fraud prevention or risk systems are considered nice-to-haves.

Responsibilities

The Senior Backend Engineer will architect, build, and enhance backend services for the Thrive Line of Credit and future products, expanding the platform to support multiple financial products and instruments. They will strengthen fraud detection and prevention systems, and deliver customer-facing features and internal tools to ensure reliability, performance, and scale. Responsibilities also include collaborating with product, credit/finance, compliance, support, and analytics teams, contributing to technical discussions, code reviews, and roadmap planning, and driving continuous improvement in code quality, security, and operational excellence.

Skills

Backend Engineering

Distributed Systems

Data-Intensive Applications

Cloud Computing

Fraud Detection

API Design

System Architecture

Code Quality

Security

Operational Excellence

Machine Learning (implied by company description)

Arta Finance

Provides personalized investment strategies and services

About Arta Finance

Arta Finance provides tailored investment solutions for a variety of clients, including individual investors and institutional entities. The company focuses on creating personalized investment strategies that align with the specific financial and tax needs of its clients. Revenue is generated primarily through management fees for overseeing investment portfolios and transaction fees for executing trades. Arta Finance promotes a client-centric approach, encouraging clients to evaluate investment opportunities based on their own objectives and risk tolerance. While the company offers expert advice, it does not guarantee the success of its strategies, emphasizing the risks involved in investing. Additionally, it advises clients to consult tax professionals to consider tax implications before making investment decisions.

Mountain View, CaliforniaHeadquarters

2021Year Founded

$87.5MTotal Funding

SERIES_ACompany Stage

Financial ServicesIndustries

51-200Employees

Benefits

Health insurance

High deductible health plan available with HSA contribution

Complimentary one medical membership

20 weeks of parental leave

15 days PTO annually

National & company holidays

Risks

Increased competition from other AI-driven wealth management platforms could dilute market share.

Global expansion may expose Arta Finance to geopolitical risks and regulatory challenges.

Partnerships with large entities like Google Cloud may lead to dependency risks.

Differentiation

Arta Finance democratizes wealth management using AI, making it accessible to more people.

The company offers personalized investment strategies tailored to individual client needs.

Arta Finance partners with tech giants like Google Cloud to enhance platform scalability and security.

Upsides

AI-driven personalization in wealth management is gaining traction, benefiting Arta Finance.

The demand for digital wealth management platforms is projected to grow significantly by 2030.

Arta's global expansion, including Singapore, positions it as a leader in digital wealth management.

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