Mercury

Senior Backend Engineer - Accounting

New York, New York, United States

Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Financial Services, Software DevelopmentIndustries

Requirements

Candidates should possess 3-7 years of backend development experience, with a strong track record of building scalable APIs. Proficiency in Python and SQL is essential, along with experience in designing and optimizing database schemas for high-volume applications. Experience in building and maintaining API documentation and developer-facing tools is required. Domain knowledge of financial systems and workflows, or the ability to quickly master complex business processes, is highly valued. Candidates should have experience making architectural decisions, measuring their impact, and clearly articulating technical opinions and tradeoffs. Experience with AI/ML systems for data categorization or classification applications and technical leadership on complex projects with multiple stakeholders are also desirable. Effective communication and collaboration skills are necessary.

Responsibilities

The Senior Backend Engineer will build and scale a Python API service to enable Mercury's financial platform capabilities. Responsibilities include creating and maintaining comprehensive API documentation, optimizing data schemas and queries for growing transaction volumes, and developing intelligent data categorization pipelines for automated transaction tagging and enrichment. The engineer will champion the API consumer experience by gathering feedback and defining integration standards. They will also enable other Mercury engineers to contribute to the Python API service and establish and evangelize Python development best practices for testing, documentation, and code quality.

Skills

Python
API development
Data schemas
Data pipelines
Backend services
Financial platforms
Documentation
Integration standards

Mercury

Banking services for startups and founders

About Mercury

Mercury provides banking services specifically designed for startups, regardless of their size or stage of development. Their offerings include free checking and savings accounts, debit and credit cards, and options for domestic and international wire transfers, as well as treasury and venture debt services. The platform is user-friendly, allowing founders to manage their finances with ease. What sets Mercury apart from traditional banks is its focus on the startup community, offering programs that connect founders with valuable resources and advice to help them succeed. The goal of Mercury is to empower startups by providing them with the financial tools and support they need to grow and thrive.

San Francisco, CaliforniaHeadquarters
2017Year Founded
$146.8MTotal Funding
DEBTCompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees

Benefits

Health, dental, & vision
Custom equipment setup
401(K) matching
12+ weeks paid parental leave
Book budget
Wellness benefits
Grocery budget
Paid lunch
Personalized callsign
Unlimited vacation policy (with mandatory minimum)

Risks

Mercury's decision to stop serving certain countries may lead to customer loss.
Integration challenges from the Teal acquisition could disrupt services.
Expansion into consumer banking might divert focus from core startup services.

Differentiation

Mercury offers both business and personal banking services, unlike many fintech competitors.
The company provides integrated financial management tools, enhancing startup operational efficiency.
Mercury's Raise program connects startups with investors, mentors, and other founders.

Upsides

Mercury secured a $100 million credit warehouse to expand its credit card business.
The acquisition of Teal enhances Mercury's financial management offerings for startups.
Mercury Personal expands market reach by attracting tech-savvy individuals.

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