SENIOR ANALYST GLOBAL CASH MANAGEMENT at Santander

Boadilla del Monte, Community of Madrid, Spain

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Banking, Financial Services, Corporate & Investment BankingIndustries

Requirements

Product Owner / product management experience essential (3+ years in product role) (Required)
Experience in field of banking / finance / technology (Required)

Responsibilities

Product Strategy and Evolution: Analyse and interpret key indicators (clients, market, regulation) in order to create innovative and highly functional products for the multiple client segments across the group which are served by GTB Cash. Collaborate directly with clients and client origination teams to understand challenges in different geographies and aggregate needs to create and develop solutions at a global level
Product Design: Apply / consider technology, innovation, and market trends in order to create / design new products for existing and prospective clients. Experience / comfort with APIs, Blockchain / Digital Assets, Artificial intelligence, platform-based products, Treasury Management Systems (SAP, Oracle, Kyriba) – strong preference. Experience with regulation as it relates to payments, capital treatment, etc. – nice to have
Product Execution / Delivery: Execute end-to-end new product delivery – including ideation, business case, global strategy, funding request, book of work management (coordination, oversight with COO), new product approval (compliance and legal approach), oversight of execution and implementation, go-to-market strategy with Origination teams (GAO, RAO, LAO), B&CF teams, clients, geographies, and wider SCIB stakeholders
Product Measurement and in-life performance: Management of key performance indicators (KPIs) and metrics; aggregating information / data to global level, and using it to drive decisions regarding product evolution, modification and capex requests
Origination & Product collaboration: Strong collaboration with Origination teams (both Corporate and Financial institutions). Building and prioritization of product development pipeline. Support with approach for clients (material, meetings, events)

Skills

Product Strategy

Product Design

Cash Management

GTB Cash

Client Requirements

Market Analysis

Regulatory Analysis

Innovation

Technology Trends

Front Office Product Owner

Santander

Provides banking, investment, and insurance services

About Santander

Santander Bank provides a variety of financial services to individuals, small businesses, and large corporations in the United States. Its offerings include savings and checking accounts, loans, credit cards, and investment products. The bank also has specialized services through Santander Investment Services and insurance products via Santander Securities LLC. Santander stands out from its competitors by focusing on community growth, committing $13.6 billion to support initiatives like the 'Cultivate Small Business' program, which aids early-stage entrepreneurs, especially from underrepresented groups. The bank generates revenue through interest on loans, service fees, and commissions, while promoting responsible banking practices and financial education. Santander's goal is to empower individuals and businesses, enhance community prosperity, and provide comprehensive financial solutions.

Boston, MassachusettsHeadquarters

1902Year Founded

$75MTotal Funding

POST_IPO_DEBTCompany Stage

Fintech, Financial ServicesIndustries

10,001+Employees

Benefits

Health, dental, & vision

401k

Flexible PTO

Parental & sick leave

Discounts: technology, travel, auto, fitness, & tuition

Risks

ISO 20022 transition may challenge smaller business partners.

'Quishing' attacks pose a growing threat to consumer security.

Openbank faces competition in the U.S. high-yield savings market.

Differentiation

Santander's Openbank offers a 5.00% APY high-yield savings account nationwide.

The bank's Inclusive Communities Plan pledges $13.6 billion for community initiatives.

Santander's ISO 20022 adoption enhances operational efficiency and data management.

Upsides

Openbank's high-yield savings account attracts more U.S. customers.

Santander's renewable energy financing highlights commitment to sustainable investments.

Proactive cybersecurity measures enhance customer trust and protect digital assets.

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