ROQA QC Tester - Senior Consumer Compliance Analyst (Hybrid) at M&T Bank

Getzville, New York, United States

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Banking, Financial Services, MortgageIndustries

Requirements

Associate's degree or equivalent work experience
Minimum three years relevant industry experience, to include one year of compliance experience
Sound analytical abilities and problem solving
Excellent written and verbal communication skills
Attention to detail
Two years’ departmental experience preferred
Solid working knowledge of personal computers and software utilized by the Division
Experience Preferred: Mortgage Servicing Background, Compliance Background

Responsibilities

Support business line by providing technical compliance expertise in furthering business line initiatives and resolving issues to ensure policies, procedures and controls result in material compliance
Maintain compliance policy manual
Conduct periodic compliance reviews and testing of the business unit according to formalized timelines
Develop and maintain documented test plans and scripts for applicable state and federal regulations
Identify root causes and corrective actions and formulate solutions that minimize the impact of identified compliance issues
Develop training materials for business unit employees
Assist in the production of materials and loan files in response to examination requests

Skills

Compliance Testing

Regulatory Compliance

Test Scripts

Fraud Reviews

Root Cause Analysis

Training Materials

Policy Development

Mortgage Servicing

Analytical Skills

Verbal Communication

Written Communication

M&T Bank

Full-service banking for individuals and businesses

About M&T Bank

M&T Bank provides a variety of banking services to individuals, small businesses, and larger companies. Their offerings include mortgage assistance, personal and business checking accounts, and mobile banking options. The bank primarily operates in the Northeastern and Mid-Atlantic regions of the United States, emphasizing community engagement and a focus on customer service. M&T Bank's business model is based on traditional banking practices, such as loans, deposits, and investment products, and it generates revenue through interest income and service fees. A key aspect that sets M&T Bank apart from its competitors is its commitment to community involvement, which includes allowing employees to volunteer and supporting local organizations. The recent merger with United Bank, N.A. has further expanded their services and market presence.

Buffalo, New YorkHeadquarters

1993Year Founded

IPOCompany Stage

Financial ServicesIndustries

10,001+Employees

Risks

Competition from fintechs could erode M&T Bank's market share among tech-savvy customers.

Integration challenges from the United Bank merger may disrupt operations.

Decreased prime rate could reduce interest income, impacting profitability.

Differentiation

M&T Bank emphasizes community engagement through its charitable foundation and volunteer programs.

The bank offers a wide range of traditional and digital banking services.

Recent merger with United Bank, N.A. expands M&T's market reach and service offerings.

Upsides

M&T Bank's $1.5 billion senior notes offering strengthens its financial position.

Decreased prime rate may attract more borrowers, increasing loan volume.

Shannon Lazare's appointment as New Jersey Regional President enhances local community engagement.

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