Senior Card Fraud Investigator
MercuryFull Time
Senior (5 to 8 years)
Candidates must possess sound knowledge of working with large datasets using SQL and Python, along with a strong background in building, developing, and maintaining reporting in Tableau. A hands-on attitude, the ability to prioritize and multitask deliverables, and excellent communication and organizational skills are essential. A minimum of 3 years of analytical experience in consumer or business lending, preferably in credit risk or fraud, is required.
The Risk Analyst, Fraud Operations will review accounts and fraud cases to identify risk-separating behaviors and manage the end-to-end resolution of client disputes, driving recovery efforts and implementing preventative policy updates. Responsibilities include extracting data using SQL, performing ad hoc analysis, developing machine learning models using tools such as Python, and developing and managing strategies to mitigate fraud risk. The role also involves developing and maintaining reports to measure progress against strategic business goals, optimizing prompts for LLM agents to automate the detection of high-risk behavior, and working autonomously to identify opportunities. Collaboration with underwriting, operations, analytics, portfolio strategy, customer experience, legal, and compliance teams is expected.
Provides fast funding solutions for small businesses
Forward Financing offers fast and flexible funding solutions to small businesses in the United States, focusing on those who may not qualify for traditional bank loans. Their main product is a merchant cash advance, which provides a lump sum of cash in exchange for a percentage of future sales, allowing for quick funding often within 24 hours. Unlike traditional lenders, Forward Financing operates in the alternative lending space, providing a more accessible application process, though at higher fees due to the increased risk. The company's goal is to support small business growth by offering reliable funding while adhering to high ethical standards.