Processing Development Engineer at Unlimit

Limassol, Limassol, Cyprus

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Not SpecifiedCompensation

Mid-level (3 to 4 years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, PaymentsIndustries

Requirements

3+ years of experience in card processing systems, with proven expertise across the full payment lifecycle — including authorization, clearing, and settlement
Strong background in card processing platforms (experience with BPC SmartVista is considered a significant advantage)
In-depth understanding of payment industry standards, including ISO8583, SOAP, and others and certification processes with Card Schemes (Visa, Mastercard, etc.)
Technical proficiency with tools and scripting languages such as Bash, SQL/PLSQL, Postman, and Python, with a practical, hands-on approach to troubleshooting and integration
Proficient in using banking applications, Oracle DB, WebLogic, and Bash scripting
Experienced with Visa Edit Package, MasterCard File Express, and emulators such as MasterCard, MAX, and Visa test tools
Skilled in analyzing documentation and technical specifications from Card Schemes (Visa, Mastercard, etc.)
Solid experience in certifying card products with major Card Schemes, ensuring compliance with regulatory and technical requirements
Familiar with e-commerce payment technologies, including EMV 3-D Secure, recurring payments, Apple Pay, Google Pay, VTS, AVS, and related methods
Experience in planning and deploying system updates, ensuring minimal downtime and operational stability
Knowledge of application-layer protocols, particularly HTTP, and a solid understanding of web service principles
Familiar with a wide range of card technologies, including EMV, PayWave, magnetic stripe cards, Thales HSMs, and OBKM
Demonstrates a high capacity for continuous learning, adaptability to evolving system requirements, and responsiveness to partner and regulatory changes
Understanding of J2EE (WebLogic) and Oracle database administration
Will consider as a plus: Strong understanding of the regulatory framework and operational rules of major payment systems and European regulators, including PCI DSS, PSD2, ATNGE, Liability Shift, etc
Will consider as a plus: Skilled in maintaining technical documentation and producing structured, clear system documentation
Will consider as a plus: Experience in planning and repo

Responsibilities

Technical implementation of the company's new projects in terms of card processing
Selection, planning, and coordination of architectural solutions, technology stack
Setting up and installing authorization system releases
Passing certification tests, audits of payment networks
Study of specifications, norms, and rules of payment networks
Lead the resolution of client problems alongside team members
Actively participate in customer go-live activities and pilot phases
Preparation of technical requirements for system upgrades
Setting up emulators of payment systems

Skills

Card Processing

Payment Processing

Authorization Systems

Payment Networks

SmartVista

System Architecture

Certification Testing

Technical Troubleshooting

Unlimit

Provides borderless payment solutions globally

About Unlimit

Unlimit provides borderless payment solutions for businesses aiming to grow locally and globally. The company has developed a large in-house payment infrastructure that allows it to offer a wide range of financial services, including payment acceptance, payment processing, and corporate fund management. Businesses can easily acquire cards, utilize alternative payment methods, and handle international transfers through Unlimit's platform. What sets Unlimit apart from its competitors is its extensive coverage and variety of payment options, including unique local methods tailored to different regions. This enables businesses to confidently enter new markets. Unlimit's goal is to support innovative companies in moving beyond traditional banking technologies, facilitating their expansion and financial management in the evolving fintech landscape.

London, United KingdomHeadquarters

2009Year Founded

VENTURE_UNKNOWNCompany Stage

FintechIndustries

201-500Employees

Benefits

Hybrid Work Options

Paid Vacation

Risks

Increased competition from fintech startups targeting niche markets like the female economy.

Regulatory scrutiny in emerging markets due to DeFi, GameFi, and NFT collaborations.

Challenges in African market expansion due to local regulatory environments.

Differentiation

Unlimit offers the largest in-house developed payment infrastructure globally.

The company provides unique local payment options tailored to specific regions.

Unlimit's borderless payment solutions facilitate seamless international business expansion.

Upsides

Embedded finance growth aligns with Unlimit's BaaS offerings.

Rising digital wallets and contactless payments boost Unlimit's card issuing services.

Cross-border e-commerce growth supports Unlimit's borderless payment solutions.

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