Karat

Principal Product Manager (AI Products) (United States)

United States

Not SpecifiedCompensation
Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Biotechnology, Software Development, Technical AssessmentIndustries

Requirements

Candidates should possess 8+ years of product management experience with a focus on B2B and B2C offerings, including past hands-on experience as a Software Developer. They must have a strong understanding of AI/ML concepts and data analysis methodologies, along with demonstrated experience in defining, launching, selling, and scaling successful products with business impact, ideally from the ground up. Excellent communication skills and the ability to engage with senior technical leaders are also required.

Responsibilities

As Principal Product Manager for AI Products, the candidate will lead the product vision, strategy, and execution for the next-generation interview platform, defining the roadmap for the AI product suite and evaluating how AI can enhance candidate assessment. They will prioritize features, analyze assessment data, and collaborate with engineering, content, and UX teams to deliver high-quality solutions. Additionally, the role involves monitoring performance metrics, partnering with Go-to-Market teams, and ensuring smooth operations for existing customers, while evaluating AI susceptibility and implementing appropriate safeguards.

Skills

AI Product Strategy
Product Management
Technical Assessment
AI/ML Technologies
Product Roadmap Development
Data Analysis
UX Design
Cross-functional Collaboration

Karat

Financial services for social media influencers

About Karat

Karat provides financial services specifically designed for social media influencers and content creators. The company offers customized credit cards that take into account the unique financial situations of influencers, who often have significant income from sponsorships and brand partnerships but may not have traditional credit histories. By using social media metrics like follower count and engagement rates to evaluate creditworthiness, Karat enables influencers to access credit products that meet their needs. Unlike traditional banks, which may overlook this niche market, Karat focuses on providing tailored financial solutions that offer liquidity and flexibility. The goal of Karat is to empower influencers to manage their finances effectively and support their business growth.

San Francisco, CaliforniaHeadquarters
2014Year Founded
$54.2MTotal Funding
DEBTCompany Stage
Fintech, Financial ServicesIndustries
11-50Employees

Benefits

Generous time off
Drive impact
401k matching
Health + wellness
Flexible work environment

Risks

Increased competition from fintech startups could erode Karat's market share.
Regulatory scrutiny on non-traditional credit assessments may impact Karat's operations.
Volatility in social media algorithms can affect influencers' income stability and creditworthiness.

Differentiation

Karat offers credit solutions based on social media metrics, not traditional credit scores.
The company provides tailored financial services for influencers, a niche yet growing market.
Karat's co-founders have experience from Instagram and Goldman Sachs, enhancing industry insights.

Upsides

Karat raised $70M in 2023, indicating strong investor confidence and growth potential.
Partnerships with Visa enhance Karat's credibility and expand its financial product offerings.
The rise of micro-influencers expands Karat's potential customer base significantly.

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