Principal Data Analyst - Credit Risk and Innovation at Capital One

McLean, Virginia, United States

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Finance, Banking, Credit RiskIndustries

Requirements

Degree specialized in a Science, Technology, Engineering, Mathematics discipline (Bachelor’s plus 5 years data analytics experience, Master’s plus 3 years, or PhD)
At least 3 years of experience in at least one scripting language (Python, R, Spark, SQL)
At least 1 year of experience utilizing a business intelligence visualization tool
At least 3 years of experience in querying, analyzing, and working with data languages and platforms
Scripting experience in Python, R, Spark, and SQL
Strong desire and experience with data in various forms (data warehouses/SQL, unstructured data)
Experience utilizing and developing within AWS services
Preferred Qualifications
Master’s Degree in a Science, Technology, Engineering, Mathematics discipline
At least 4 years of experience coding in Python, R, Spark, or SQL
At least 4 years of experience working within process management and improvement methodologies (Agile, Lean, Six Sigma, etc.)
At least 2 years of experience utilizing and developing within AWS services
At least 2 years of experience delivering Data Governance and Data Quality Management concepts and practices within the financial services industry

Responsibilities

Use Open Source/Digital technologies to mine complex, voluminous, and different varieties of data sources and platforms (Innovation)
Build well-managed data solutions, tools, and capabilities to enable self-service frameworks for data consumers (Innovation)
Demonstrate ability to explore and quickly grasp new technologies to progress varied initiatives (Innovation)
Partner with the business to provide consultancy and translate business needs to design and develop tools, techniques, metrics, and dashboards for insights and data visualization (Business Intelligence)
Drive analysis that provides meaningful insights on business strategies (Business Intelligence)
Drive an understanding and adherence to the principles of data quality management including metadata, lineage, and business definitions (Data Management)
Work collaboratively with appropriate Tech teams to manage security mechanisms and data access governance (Data Management)
Build and execute tools to monitor and report on data quality (Data Management)
Partner with credit reviewers, data scientists, product managers, and engineers to innovate solutions impacting the company’s bottom line

Skills

Key technologies and capabilities for this role

Statistical ModelingRelational DatabaseSQLData VisualizationDashboardsBusiness IntelligenceData MiningOpen Source Technologies

Questions & Answers

Common questions about this position

What qualifications are required for the Principal Data Analyst role?

Candidates need a Bachelor’s Degree plus at least 5 years of experience in data analytics, a Master’s Degree plus at least 3 years, or a PhD, with the degree to be obtained by the start date. Additionally, at least 3 years of experience in data analytics is required.

What technical skills are needed for this position?

Scripting experience in Python, R, Spark, and SQL is required, along with strong experience with data in various forms like data warehouses/SQL and unstructured data, and experience utilizing and developing within AWS services.

What is the salary or compensation for this role?

This information is not specified in the job description.

Is this a remote position or what is the work location?

This information is not specified in the job description.

What is the company culture like for this role at Capital One?

The role is in a collaborative environment that values insight, encourages new responsibilities, promotes continuous learning, and rewards innovation. You will partner with credit reviewers, data scientists, product managers, and engineers.

Capital One

Offers diverse financial products and services

About Capital One

Capital One provides a variety of financial services aimed at making banking accessible and easy for everyone. The company offers products such as credit cards, savings accounts, car loans, and business checking accounts, catering to both individual consumers and small businesses primarily in the United States. Capital One's approach includes user-friendly banking solutions with no fees or minimums for checking accounts, allowing customers to manage their finances more effectively. They generate revenue through interest on loans, credit card fees, and investment banking services. What sets Capital One apart from its competitors is its strong commitment to financial inclusion and literacy, demonstrated through community partnerships and educational initiatives, such as collaborations with Khan Academy. The company's goal is to create a more inclusive financial system and empower customers with the knowledge and tools they need to make informed financial decisions.

McLean, VirginiaHeadquarters

2014Year Founded

$15.9MTotal Funding

IPOCompany Stage

Fintech, Financial ServicesIndustries

10,001+Employees

Principal Data Analyst - Credit Risk and Innovation at Capital One

Requirements

Responsibilities

Skills

Questions & Answers

Capital One

About Capital One

Benefits

Medical, Dental, & Vision coverage

Onsite Health Centers

Prescription saving with network of local pharmacies

Stock Purchase Plan

Education Assistance

401(k)

Flexible Spending Accounts

Life and Disability insurance

Generous paid time off + corporate & floating holidays

Registered dieticians on site, cooking classes and free virtual fitness classes

Employee Assistance Program

Risks

Increased competition in subscription management tools may dilute Capital One's advantage.

Over-reliance on partnerships could expose Capital One to technological risks.

Departure of key personnel like Joe Rodriguez may affect risk management continuity.

Differentiation

Capital One offers user-friendly banking with no fees or minimums for checking accounts.

The company partners with Khan Academy to provide financial literacy education.

Capital One is the first major U.S. bank to offer subscription management tools.

Upsides

Capital One's mobile app is a model for secure, user-friendly digital banking.

Data sharing with Worldpay enhances payment security and fraud prevention.

Partnerships with fintechs like Minna Technologies improve customer experience.

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