Principal Data Analyst - Credit Risk and Innovation at Capital One

McLean, Virginia, United States

Capital One Logo
Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Finance, Banking, Credit RiskIndustries

Requirements

  • Degree specialized in a Science, Technology, Engineering, Mathematics discipline (Bachelor’s plus 5 years data analytics experience, Master’s plus 3 years, or PhD)
  • At least 3 years of experience in at least one scripting language (Python, R, Spark, SQL)
  • At least 1 year of experience utilizing a business intelligence visualization tool
  • At least 3 years of experience in querying, analyzing, and working with data languages and platforms
  • Scripting experience in Python, R, Spark, and SQL
  • Strong desire and experience with data in various forms (data warehouses/SQL, unstructured data)
  • Experience utilizing and developing within AWS services
  • Preferred Qualifications
  • Master’s Degree in a Science, Technology, Engineering, Mathematics discipline
  • At least 4 years of experience coding in Python, R, Spark, or SQL
  • At least 4 years of experience working within process management and improvement methodologies (Agile, Lean, Six Sigma, etc.)
  • At least 2 years of experience utilizing and developing within AWS services
  • At least 2 years of experience delivering Data Governance and Data Quality Management concepts and practices within the financial services industry

Responsibilities

  • Use Open Source/Digital technologies to mine complex, voluminous, and different varieties of data sources and platforms (Innovation)
  • Build well-managed data solutions, tools, and capabilities to enable self-service frameworks for data consumers (Innovation)
  • Demonstrate ability to explore and quickly grasp new technologies to progress varied initiatives (Innovation)
  • Partner with the business to provide consultancy and translate business needs to design and develop tools, techniques, metrics, and dashboards for insights and data visualization (Business Intelligence)
  • Drive analysis that provides meaningful insights on business strategies (Business Intelligence)
  • Drive an understanding and adherence to the principles of data quality management including metadata, lineage, and business definitions (Data Management)
  • Work collaboratively with appropriate Tech teams to manage security mechanisms and data access governance (Data Management)
  • Build and execute tools to monitor and report on data quality (Data Management)
  • Partner with credit reviewers, data scientists, product managers, and engineers to innovate solutions impacting the company’s bottom line

Skills

Statistical Modeling
Relational Database
SQL
Data Visualization
Dashboards
Business Intelligence
Data Mining
Open Source Technologies

Capital One

Offers diverse financial products and services

About Capital One

Capital One provides a variety of financial services aimed at making banking accessible and easy for everyone. The company offers products such as credit cards, savings accounts, car loans, and business checking accounts, catering to both individual consumers and small businesses primarily in the United States. Capital One's approach includes user-friendly banking solutions with no fees or minimums for checking accounts, allowing customers to manage their finances more effectively. They generate revenue through interest on loans, credit card fees, and investment banking services. What sets Capital One apart from its competitors is its strong commitment to financial inclusion and literacy, demonstrated through community partnerships and educational initiatives, such as collaborations with Khan Academy. The company's goal is to create a more inclusive financial system and empower customers with the knowledge and tools they need to make informed financial decisions.

McLean, VirginiaHeadquarters
2014Year Founded
$15.9MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees

Benefits

Medical, Dental, & Vision coverage
Onsite Health Centers
Prescription saving with network of local pharmacies
Stock Purchase Plan
Education Assistance
401(k)
Flexible Spending Accounts
Life and Disability insurance
Generous paid time off + corporate & floating holidays
Registered dieticians on site, cooking classes and free virtual fitness classes
Employee Assistance Program

Risks

Increased competition in subscription management tools may dilute Capital One's advantage.
Over-reliance on partnerships could expose Capital One to technological risks.
Departure of key personnel like Joe Rodriguez may affect risk management continuity.

Differentiation

Capital One offers user-friendly banking with no fees or minimums for checking accounts.
The company partners with Khan Academy to provide financial literacy education.
Capital One is the first major U.S. bank to offer subscription management tools.

Upsides

Capital One's mobile app is a model for secure, user-friendly digital banking.
Data sharing with Worldpay enhances payment security and fraud prevention.
Partnerships with fintechs like Minna Technologies improve customer experience.

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