Senior Risk Data Analyst
Sardine150,000 - 170,000 USD/year
- Full Time
- Senior (5 to 8 years)
Not SpecifiedCompensation
Junior (1 to 2 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, Fintech, PaymentsIndustries
Requirements
Candidates should possess a degree in STEM or another numerical subject, and approximately three years of experience in managing risk, underwriting, and pricing analysis. Strong analytical skills utilizing SQL, Google Sheets, or Excel for data extraction, manipulation, and visualization are required, along with excellent verbal and written communication skills.
Responsibilities
The Portfolio Risk Analyst will collaborate with various internal and external teams including Risk & Data Analytics, Credit & Fraud Underwriting, Product, and Tech and Data Science to optimize portfolio risk. They will monitor and improve portfolio risk management processes, detect trends early, analyze the root cause of non-payment or fraud, propose and implement solutions, identify predictive variables for underwriting rules, continuously monitor and optimize underwriting and pricing decisions, and work with Sales and Ops on risk assessing and pricing new deals to support negotiation strategies. Additionally, they will collaborate with Customer Success and Product teams to ensure understanding of risk performance metrics and successful Merchant launches.
Skills
SQL
Google Sheets
Excel
Analytical Skills
Communication Skills
Risk Management
Underwriting
Pricing Analysis
Data Extraction
Data Manipulation
Data Visualization
Hokodo
Provides B2B Buy Now, Pay Later solutions
About Hokodo
Hokodo provides Buy Now, Pay Later (BNPL) solutions specifically for business-to-business (B2B) transactions. Their service allows businesses to purchase goods and services online while deferring payments, modernizing the traditional trade credit system. Hokodo uses advanced technology to perform instant credit checks and fraud risk assessments, enabling quick access to credit for buyers and ensuring sellers receive payments. This approach not only increases sales for sellers but also enhances the purchasing experience for buyers. Unlike many competitors, Hokodo guarantees payments and manages credit risks, which helps sellers improve cash flow and reduce administrative tasks. The company's goal is to create a seamless digital experience for B2B transactions, making it as easy for businesses to shop online as it is for consumers.
Key Metrics
London, United KingdomHeadquarters
2018Year Founded
$58MTotal Funding
DEBTCompany Stage
Fintech, Financial ServicesIndustries
51-200Employees