Affirm

Staff Machine Learning Engineer (ML Portfolio)

United States

Affirm Logo
Not SpecifiedCompensation
Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Financial ServicesIndustries

Requirements

Candidates should possess a Bachelor’s degree in a technical field and a minimum of 8 years of industry experience, with a PhD in a relevant field potentially counting for up to 2 years of experience. Proficiency in machine learning, including Generalized Linear Models, Gradient Boosting, Deep Learning, and Probabilistic Calibration, is required, alongside domain knowledge in credit risk, portfolio management, learning to rank, and personalization, which is considered a plus. Strong engineering skills in Python and data manipulation skills, such as SQL, are also necessary.

Responsibilities

The Staff Machine Learning Engineer will be responsible for setting technical strategy for their team on a year-long time scale, collaborating with product management, design, and analytics to ensure technical sustainability and manage risks and trade-offs. They will act as a force-multiplier for their team by defining and advocating for technical solutions and operational processes, taking ownership of team operations and availability through monitoring, triage, and alerting. Furthermore, they will foster a culture of quality and ownership by setting code review and design standards, advocating for them beyond their team, and helping to develop talent on the team through feedback and guidance.

Skills

Machine Learning
Generalized Linear Models

Affirm

Provides buy now, pay later financing solutions

About Affirm

Affirm offers point-of-sale financing solutions as an alternative to traditional credit cards. It allows consumers to make purchases and pay over time through installment plans, often without hidden fees or deferred interest. Affirm partners with merchants to integrate its payment solutions into online and in-store shopping experiences, using user-friendly plugins and APIs. The company generates revenue from interest and fees on loans to consumers, as well as fees from merchants for offering its financing options. Affirm also provides a merchant dashboard for transaction processing and promotional tools to help businesses market these financing options effectively. The goal of Affirm is to empower consumers with flexible payment options while providing value to merchants in the e-commerce and retail markets.

Key Metrics

San Francisco, CaliforniaHeadquarters
2012Year Founded
$1,113.8MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees

Benefits

Spending wallets: Access tech, food, lifestyle, and family planning wallets for your expenses
Supportive communities: Get involved with our employee resource groups and community groups
Remote-first workforce: If your role is remote, you can set up shop anywhere in your home country
Generous time off: Take the time you need when life happens
Health benefits: Get a plan that fits your needs
Mental healthcare: Take care of your mind with great mental health programs
Parental leave: Birth and non-birth parents get 18 weeks paid leave. Plus, a 4-week return-to-work transition program, at full base pay.
Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family.
Away days: We offer 24 company-wide paid days off—which help our teams collectively pause to recharge.
Learning & development: Engage in exciting learning programs to level up your growth.

Risks

Increased CFPB regulation could raise compliance costs for Affirm.
Affirm faces competition from new entrants in the BNPL market.
Reliance on partners like Adyen and Apple poses potential revenue risks.

Differentiation

Affirm offers transparent installment loans with no hidden fees or surprises.
Affirm partners with over 2,000 merchants, including major retail brands.
Affirm's user-friendly APIs enable seamless integration with online and in-store platforms.

Upsides

Affirm's partnership with Adyen expands its reach in North America.
Affirm's $4 billion partnership with Sixth Street boosts financial stability.
Affirm's BNPL services gain traction among high-income consumers.

Land your dream remote job 3x faster with AI