Pipeline Universal Banker - Northern VA Branches at M&T Bank

Vienna, Virginia, United States

M&T Bank Logo
Not SpecifiedCompensation
N/AExperience Level
N/AJob Type
Not SpecifiedVisa
N/AIndustries

Requirements

  • Full time employment
  • Specializes in branch customer experience through sales, service and digital engagement of Consumer and Business Banking customers
  • Ability to support daily operations of the branch as a Teller
  • Ability to meet customer service and sales needs as required by the assigned branch
  • Ability to hold customer appointments
  • Ability to identify customer needs and refer complex needs to the appropriate team member/partner
  • Knowledge of Consumer and Business Banking solutions
  • Ability to explain loan application criteria
  • Ability to complete servicing-related responsibilities
  • Ability to follow the Bank’s sales process
  • Ability to adhere to customer service standards
  • Ability to engage in lobby management
  • Ability to introduce appropriate banking partners
  • Understanding of AML, BSA, and KYC processes
  • Ability to identify and escalate cases of suspected fraud
  • Ability to resolve and accurately log customer complaints
  • Ability to review, approve and help resolve customer overdrafts
  • Ability to accurately complete customer transactions
  • Ability to complete related operational activities
  • Adherence to compliance/operational risk controls
  • Promotion of a supportive and inclusive environment
  • Maintenance of internal control standards
  • Responsible for meeting registration requirements under the Federal SAFE Act
  • Ability to complete other related duties as assigned

Responsibilities

  • Educate customers and explain features and benefits of Consumer and Business Banking solutions
  • Engage customers in a variety of ways to bank with the bank and provide solutions to meet their needs
  • Explain the high-level criteria used to decision loan applications
  • Complete servicing-related responsibilities specific to Consumer and Business Banking customer relationships
  • Follow the Bank’s sales process and provide customer-focused advice and guidance
  • Proactively reach out to customers to contribute to the retention and expansion of all Consumer and Business Banking relationships
  • Adhere to established customer service standards and provide a differentiated experience
  • Actively engage in lobby management, meeting and greeting customers
  • Introduce appropriate banking partners when servicing needs present an opportunity for a product solution
  • Assist and stay current with the Consumer and Business Banking AML, BSA and KYC processes
  • Identify and escalate cases of suspected fraud
  • Resolve and accurately log all customer complaints
  • Review, approve and help resolve Consumer and Business Banking customer overdrafts
  • Accurately complete customer transactions
  • Complete related operational activities required by assigned branch
  • Adhere to applicable compliance/operational risk controls
  • Promote an environment that supports belonging and reflects the M&T Bank brand
  • Maintain M&T internal control standards
  • Responsible for providing exceptional service to branch customers and resolving customer problems
  • Drive sales and the customer experience within the branch
  • Interact with appropriate areas within the Bank to ensure branch-related operational issues are resolved efficiently

Skills

M&T Bank

Full-service banking for individuals and businesses

About M&T Bank

M&T Bank provides a variety of banking services to individuals, small businesses, and larger companies. Their offerings include mortgage assistance, personal and business checking accounts, and mobile banking options. The bank primarily operates in the Northeastern and Mid-Atlantic regions of the United States, emphasizing community engagement and a focus on customer service. M&T Bank's business model is based on traditional banking practices, such as loans, deposits, and investment products, and it generates revenue through interest income and service fees. A key aspect that sets M&T Bank apart from its competitors is its commitment to community involvement, which includes allowing employees to volunteer and supporting local organizations. The recent merger with United Bank, N.A. has further expanded their services and market presence.

Buffalo, New YorkHeadquarters
1993Year Founded
IPOCompany Stage
Financial ServicesIndustries
10,001+Employees

Risks

Competition from fintechs could erode M&T Bank's market share among tech-savvy customers.
Integration challenges from the United Bank merger may disrupt operations.
Decreased prime rate could reduce interest income, impacting profitability.

Differentiation

M&T Bank emphasizes community engagement through its charitable foundation and volunteer programs.
The bank offers a wide range of traditional and digital banking services.
Recent merger with United Bank, N.A. expands M&T's market reach and service offerings.

Upsides

M&T Bank's $1.5 billion senior notes offering strengthens its financial position.
Decreased prime rate may attract more borrowers, increasing loan volume.
Shannon Lazare's appointment as New Jersey Regional President enhances local community engagement.

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