Payments Network Product Manager at Rain

New York, New York, United States

Apply Now

Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, PaymentsIndustries

Requirements

8+ years of experience in payments, preferably with a focus on card network operations or issuer/acquirer relationships
Deep understanding of Visa, Mastercard, Amex, and regional payment networks
Strong knowledge of authorization flows, settlement, chargebacks, and interchange
Proven ability to translate complex financial and regulatory systems into product requirements
Experience working with payment processors, gateways, or payment orchestration platforms
Technical fluency with APIs, data models, and transaction lifecycle workflows
Excellent stakeholder management and communication skills — able to operate effectively with engineering and executive teams alike
Bachelor’s degree in Business, Economics, Finance, or Computer Science; MBA or equivalent experience preferred
Desirable: Prior experience at a card network, issuer processor, or acquirer
Desirable: Exposure to tokenization, network token services (MDES/VTS), network mandates, or EMV and PCI compliance
Desirable: Familiarity with global payments ecosystems, including cross-border or real-time payment systems
Desirable: Blockchain knowledge

Responsibilities

Own the end-to-end roadmap for network integrations and payments infrastructure
Define product requirements and KPIs for transaction routing, authorization optimization, interchange efficiency, and settlement accuracy
Collaborate with executives to align product strategy with business and revenue goals
Serve as the in-house expert on card network rules, mandates, interchange structures, and scheme fee frameworks
Ensure the product complies with evolving card scheme regulations and regional payment requirements
Partner closely with engineering to design and deliver scalable network integration architectures
Work with compliance and legal to ensure network compliance and data security
Coordinate with operations and finance teams on settlement reconciliation, fee forecasting, and dispute management
Manage relationships with external acquirers
Analyze network performance metrics (authorization rates, decline codes, latency, interchange costs)
Develop tools and dashboards to monitor and improve transaction success rates and economics

Skills

Key technologies and capabilities for this role

Card NetworksPayment ProcessingTransaction RoutingSettlement ProcessesInterchange OptimizationAuthorization OptimizationNetwork IntegrationsProduct RoadmapKPIsCompliance

Questions & Answers

Common questions about this position

What experience is required for the Payments Network Product Manager role?

Candidates need 8+ years of experience in payments, preferably focused on card network operations or issuer/acquirer relationships, along with deep understanding of Visa, Mastercard, Amex, and regional payment networks, authorization flows, settlement, chargebacks, and interchange.

Is this position remote or hybrid?

The position is hybrid.

What is the salary or compensation for this role?

This information is not specified in the job description.

What is the company culture like at Rain?

Rain's culture emphasizes moving fast, thinking globally, agility, fixing issues proactively, chasing trends, and having fun, with a diverse international team serving global audiences.

What makes a strong candidate for this Product Manager position?

A strong candidate is a strategic thinker with strong technical understanding of card scheme operations, transaction routing, and settlement, plus proven ability to translate complex financial and regulatory systems into product initiatives.

Rain

Spend management platform for Web3 organizations

About Rain

Rain provides a spend management platform designed specifically for decentralized organizations in the Web3 ecosystem, such as DAOs and blockchain projects. The platform allows these organizations to manage their finances by integrating digital assets with traditional fiat currency systems, enabling seamless transactions. Rain's technology leverages blockchain infrastructure to facilitate instant and secure payments, allowing users to make real-world purchases more quickly than traditional methods. Unlike conventional fintech solutions that rely on outdated systems, Rain focuses on the unique needs of Web3 teams, offering a direct payment pipeline that connects them with vendors. The company's goal is to empower Web3 organizations to operate efficiently while maintaining the ability to transact with traditional merchants globally.

New York City, New YorkHeadquarters

2021Year Founded

$5.8MTotal Funding

SEEDCompany Stage

Fintech, Crypto & Web3Industries

11-50Employees

Benefits

Unlimited Paid Time Off

Flexible Work Hours

Health Insurance

Life Insurance

Equity Plan

Wellness Program

Team Summits

Risks

Nuvei's similar services in Latin America could impact Rain's market share.

Partnership with Portal and PayPal offers alternative payment methods, posing a threat to Rain.

Expansion into Latin America may expose Rain to regulatory challenges.

Differentiation

Rain offers a secure spend management platform for decentralized organizations like DAOs.

Rain leverages blockchain infrastructure for instant and secure transactions.

Rain integrates digital assets with fiat systems for seamless Web3 team operations.

Upsides

Rain's partnership with Paymentology enhances data-driven decision-making and customer experience.

Collaboration with Portal and PayPal can increase Rain's user base.

$6 million seed funding supports expansion in DAO and Web3 sectors.

Land your dream remote job 3x faster with AI

Try Jobo Free