Job Description: Internal Auditor

Position Overview

Responsible for the completion of internal audits and communicating results to loan production offices and management. This role involves maintaining current knowledge of internal and external policy, procedures, and guidelines, as well as evaluating trend pattern analysis and identifying fraud/misrepresentation.

Primary Responsibilities

• Evaluate a selected number of loans on a monthly basis to ensure accuracy, adherence to procedures, and compliance with Bank standards.
• Perform both pre-funding and post-funding Quality Control reviews, which include:
  • Review of underwriting guidelines and product pages applicable to each loan reviewed.
  • Re-verification of specific contents of the loan file.
  • Ordering and review of field review appraisals.
  • Communication of potential defects to applicable parties.
  • Updating of the QC system.
• Exercise judgment when utilizing the escalation process.
• Conduct special audits as required in response to requests from Audit, Mortgage Management, and/or any regulatory agency.
• Identify red flags and conduct additional due diligence when applicable.
• Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points, together with any issues raised by external regulators as applicable.
• Promote an environment that supports belonging and reflects the M&T Bank brand.
• Complete other related duties as assigned.

Requirements

• Education and Experience Required:

  • Associate’s degree with a minimum of 4 years’ mortgage processing/underwriting experience, OR
  • In lieu of a degree, a combined minimum of 6 years’ higher education and/or work experience, including a minimum of 4 years’ mortgage processing/underwriting experience.

• Working knowledge of agency guidelines.

• Ability to work well with all levels of management.

• Excellent verbal and written communication skills.

• Proven customer service skills.

• Demonstrated ability to work well under pressure.

• Education and Experience Preferred:

  • FHA DE and VA LAPP certifications.
  • Proficient in Allregs, Microsoft Excel and Word.
  • Experience in both Retail and 3rd party originations.

Employment Type

Full time

Salary

$51,504.81 - $85,841.35 Annual (USD)

• The pay range for this position is $51,504.81 - $85,841.35 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.

Location

Clanton, Alabama, United States of America

Location Type

[Not Specified]

Company Information

M&T Bank is committed to fair, competitive, and market-informed pay for our employees.